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2� 1 ��4�41 Parce� �D N u m ber: 4��5�7 91 �hic�currentty has the address of 2�4 E B1 Sm�rk Rd ��'treet� Gr�nd I s 1 and (�'it��, Nebraska��i$�1-79�4 �ip Code} ("Prop erty Address"): TQGETHER�TH all the�mprovements now or hereaf�er erec�ed�n the property,and all eas�ments, appurt�nances,and fixtures now or herea�er a part of the prop�rty.A11 repta�ements and additions sha11 also be covered by th�s Se�urity Instrument.AII of�he foregoing is refened to in this�ecurit��nstrument as the "Froperty."Barrower unders#an�.s and agrees that MERS holds anly l�ga1 title to t�.e�nterest granted b�Borr�wer in this Security Instrument,but, if nec�ssary to comply vvith 1aw or custom,MERS�as nominee for Lender and Lender's successors and assigns}has the righ�:ta ex�rei�e any or all�f those in�erests, �ncluding�but�n�t limited to,the right tv farec�ose and se11 the Progerty}and ta ta.ke any action requ�r�d of Lender including,but not limited ta,re��asing and cance�in�this Security Instrument. B�RR�WER CC�VENANT�that Borr��v�r is lawfully seised af the estate hereby con�rey�d and has the right to grant and convey the Property and tha��he Property is unencumb�red, except fQr encumbrances of recard. �orrower wa�rants and wi11 defend g�n�ra11�the ti�le to the Property against a1�c�aims and demands,subj ect to any encumbrances of record. THIS SECURITY INSTI�UMENT combines�niform co�enants for natianal use and non-uniform covenants�v�th limited variatians by jurisdiction to canstitute a uniform security instrument co�ering real prop erty. Un�fvrm�o�enants.Borrower and Lender cavenant and agree as follows: 1. Payrnent of Principal,lnterest, E�crow Items, PrepaymentCharg�s,and Late�ha�ges.Borrower shali pay when due the principal of,and interest onA the debt evidenced by the Note and an�prepayment charges and late c�iarges due under the Note, Borr�wer sha11 also pay funds f�r Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrum�nt shall be made in U.S, currency. However, if any check or other instrument received by Lender as payment under the Note ar�his Security Instrument is returned to Lender unpaid,Lender may require that any or all subsequent payments due un�ler �he Note and this Security Instrument�ae made in one or mare of t�e following farms,as selected by Lender: (a�cash; (b}money order;�c}certifi�d che�k,bank check,treasurer's check or cashier's check,pro��ded any such check�s drawn upon an institution�rhose�deposit�ar�insured by a f�deral agency, instrumenta�i�,or entity;or(d}Electronic Funds Transfer. l�ayments are deemed received by Lender wh�n received�t th�loc�tion designated in the Note or at s�ch ather 1o�ati4n as ma��be designated by L�nder in accordance with the no�ice provisions in Section �S. Lender ma�r�turn any payment or partial payment if the payment or partial payments are insuff�cien�to bring the Loan current. Lender may accept any payment or partia�gayment insuffici�nt to bring�he Loan current,withaut waiver af any rights hereunder or prejudice�o��s r�ghts to refuse such payment or partial paymen�s in the future,but Lender is not abligated t�appiy�uGh pa�rm�nts at the time such paymen�s are accepted. If each Periodic Payment is applied as of its sched�ted due date,then Lender need r�ot pay interest on un�pplied funds. Lender may hold such unappli��i funds until Borrower makes payment to bring the Loan curr�nt. If Barrower does not do so within a reasonable peri�d af�imeA Lender shall ei�her apply su�h f�nds or return.them to B�rro�ver. If not applied earlier,such funds w�l�be applied to the outstanding principal balance under�he Note immediately prior to fore�losur�.No offset or claim which Barrower migh�ha�e now or�n the future against Lender�ha11 relieve Borro�rer from ma�ing payments due under the�o�e and this Security Instrument or perf�rming the covenants and agreem�ents secured by thi�Security Instrument. NEBRASKA-Si€�g�e Family-Fannie MaelFreddis Mac UNlF4RM iNSTRUMENT WITH MERS Form 3D26 1141 VMP� VMP�A(NE�t934Z}.�4 Wo�#ers Kluwer Financial S�rvices Page 4 of 17 q�335?44$245 �233 275 �417