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2� 1 ��4�4� ��} "i.ender��u��ke� Lo�ns I n�. . Lender is a ��rporat�fln organized and existing under the�aws of t h e S t a te o f M i�h i g a n . Lender's address is 1��fl W��dlnlar� Al��, D�tr�1 t, �iI 4$��-19�� . �D} "Trustee" is Fi rst Ameri�an T�t�e �E} "IIlfERS" is Mortgage Electranic Registra.tiQn Syst�ms, Inc. ME�S is a separate corporation that is acting so�ely as�nomine�for Lender and Lend�r's successar�and assigns. MERS is the bene�iciary under this Se�urity Instrum�nt. MER� is organ.ized and existing under the laws of Delaware, and ha�an address and �elephane number of P.Ca. Bax 2D26,Flint,MI 485�1-2�2G,tel. �888}G79-MERS. �F� "hlt�t�'� means the promissary note signed by Borrower and dated �U n L ��, 2�1� . The Note . states that Borrower awe s Lender F a r ty F�U r T h D u S a n d a n d ��11�� D�llars�[J.S. � 44,�Q�.�� }plus interest. Borrower has promised to pay this debt in regular �'�ri�d i�T�a�men��and to pay the debt in fu11 not later than �u 1 y 1, 2�4� . ��} "Property"means�he prvper�y that is described below under the heading"Transf�r af Rights in the Proper�y." �H} "Loan"means the debt evidenced by the 1�Tote, plus interest, any prepayment charges and late charges due under the N�te,and a1l sums due under this Security Instrument,plus interest. tl} "Riders"means a�1 Riders to this S�curity Ins�rument that are executed by Borrower. The following Riders are ta be ex�cuted by Barrower[cheel�bax as applicable]: ❑At�justable Rate Rider � Condominium Rider ❑ Second Hom�Rider � ❑Bal�oon Rider ❑Planned Unit Development Rider ❑ 1-4 Family Rider ❑VA Rider ❑Biw�ekly Payrnent Rider ��ther(s} [specify] Legal Attached �J} "Appl icable Law" means a�l controlling applicable federal, state and l�ca1 sta.tut�s, regulations, ordinances and adminis�ra�ive rules and orders(that have the effect of 1aw}as well as all applicable f�na�, non-appealable judicial op�n�vns, �K} "CammunityAssociationDues, Fees,and Assessments"means a11 du��, fees, assessments aad other charges that are�mpa�ed on�orrower or the Property by a condominium assaciation,homeowners association or simi�ar orgaai�ation. �L} "Ele�troni�Fu�tdsT�'2�nsf�f"m�ans�.ny transfer of funds, other than a transaction originated by check, draft,or sirrrilar paper�nstrument,which is initiated through an electronic terminal,telephonic instrument, camputer,or magn�tic tape�o as to ord�r, instruct, or authorize a fina�cial institution to debit or credit an account. Such term includes,but is not limited to,point-of-sale transfers,automated teller machine transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse transf�rs. 4M} "Escrow Items"mean.s thos�items that are described in Section 3. NEBRASECA-Single Family-Fannie MaelFreddie Mac LiNIF�RM INSTRLIMEAIT WITH MERS Form 342�9J�9 VMP� VMPBA�NE}(1342).DU Wolters Kluwer Financial Services Page 2 a'f 17 q43356�77974 QZ33 434 �217