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2� 1 ��4�4� If th�Loan is subj ect ta a law which sets maximum loan charges,and that 1aw is finally int�rpret�d s�that the i��e�est ar othe��oar�.G�.a�ges co��eGted or to�e��l�cted in.connect�an wi�h�he Laan exceed the permitted limits,th�n: (a}any such loan charge shal�be reduced by the amaunt necessary ta reduce the char�e to the permitted��mit;and(b}an�sums alread}�col�ect�d from Borrower whiGh e�ceeded permitted �irnits wi�l be refunde�to Barrow�r, Lender may chaose to make thYs re�nd b�red��ng the princ�pa�o�t�v�d uader the Note or b�r rnaking a�iirect payrnent to Boxrovver. If a refund reduces principal,the reduction wi11 b�treat�d as a partial prepayment without an�prepayment charge�whether�r not a pre�ayment charge i� prov�ded�or under the Note}. Borrower's ac�eptance of any such refund made by direct payment to Borra�er will canstitute a waiver of any right of actian Barrower rnigh�ha�e arisir�g out of such overcharge. 15. Not��es.A��no��es g��er�b�Borr��r��r or�,en�er in cvnn.ect�on.wi�h th�s Secur�ty Ins#�`urr�ent must b�in �vriting.�.y notice to Borrower in conneGtion with this Secur�ty Inst�ument�hall be deemed to hav�been gxven ta Borrower when ma�led by fust Clas�s mail or when actually delivered to B�rrow�r's notice address if sent�y other me�ns.lvotice�o any one�onov�er shal�const�tute noti�e to�tl Borrowers un�ess App�icabt�Law expressty requires other�vise. The notice address shall be the Property Address u�n.less F3orrower has designated a subst��ute n�tice address by notice to Lender, Borrvwer shal�promptly notrfy Lender of Borrower's change of address.If Lender specifies a procedure for report�ng Borro�ver's change of addres�,then B�rrower sha11�nly repor�a change of address thrau�h that specified procedure. Ther�may b�on�y�ne designated�otiee a�.�.ress under th�s�ecur�ty Instrum�nt at any one t�m�.An.y not�ce to Lender sha11 be given by del�vering it or by mailing it by first ciass mail to Lender's address stated herein unless Lender has d�signat�d an�th�r addre�s by notice ta Borrower.Any notice in connection with th�s Securit3r Instrument shait no�be deeme�to have been gi�en to Lender until a�tua�ly r�cei�ed by�,ender. If any n�tiGe required by this Security Instarum.ent is a�so required under Applicable Law,the Applicable Law requ�rement wil�s�tisfy the corre�pondi�g requir�m�nt unde�this Security Instrument, 1 fi. �overningL�w; Se�erability;Rules of Construction.This Security Instrument shall be governed by federal taw and the la�v of the jurisdiction in which the Prop�rty is located.AlI rights and obli�ations contained in this S��urity�nstrument are subje�t to any requuerr�ents and Zimitations�f App�icab�e Lativ. Applicabl�Lav�might explicitly�r impl�citly a11ow the parties to agree by contract or it rnight be silent,but s�ch silence sh�11 n�t be cons�ied as a pr�hi�ition aga�nst agreement by contract. In�he even��hat any provisian or clause of this Security Instrument or the Note conflicts with Appticab�e Law, such conf�ict shat� not affect other pro�isions of this Security Instrument or the Note which can b�given effect tivithout the conflicting prvvision. As used in this Security Ins�rument; �a}wards of the masculir�e gender sha11 rz�ean and include correspanding neuter�vards or�vords of the feminine gender; (b�words in the singular shal�m�an and include th�plurat and�ice versa;and(c)�he vvard"may"gi�es sv�e d�scretion.vvithout any obligatian t�take any action. '17. Borrower's Gvp�.Borrower shall be given one copy of the Note and Qf�his S�curxty I�strument. 'I 8. Tr�nsfer of the Propertyar a Benefi�iai�nt�re�t in�orrc�we�.As used in this Sec�io��S, "Interest in the Pro�erty"means any 1ega1 or beneficial interest in�he Property, inGtudin�,but not limited to,those beneficial interests transferred�n a bond f�r deed,contract for deed,installment sales con�ract ar escrn�v agreemen�,the intent of�vhich is the transfer of title by Borrower at a future date to a purchaser. If a11 or any part of the Pr�perty ar any Interest in the Property�s satd or transferred(or�f Bortovver is not a �atural person and a bene�ciai int�rest��B�rrawer is svld or transferred�without Lender's prxor written cons�nt,Lender may require imrnediate payment in ful�af al�sums secured by this S�curity Instrument. However,th�s aption sha11 not be exerc�sed by Lender if such exercise is prohibited by Applicable L.aw. NEBRASKA-Sir�gle Famiiy-Far�nie MaelFreddie Mac UNIFORM INSTR�MENT WITH MERS Farm 3Q28 41�1 VMP C� VMPBA�NE}�13�2}.❑Q II�alters Kluwer Financia�S�rvices Page?2 af 1� qQ335GU779a4 ��33 434 1�17