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2� 1 ��4�37 <br /> {C} "Lender"is �u i C k�n �Qa�s I nc. <br /> Lender is a Cor orati on <br /> p <br /> organized and existing under the taws of t h e S t a te o f M i�h i g a n . <br /> Lender's address is 1 a�� woodwa rd �ve, Detroi t, MI 4$2��-19�� <br /> �D} ��Trustee��i� F�rst Amer�can T�tl e <br /> �E} "MERS"is Martgage Electranic R�gis�tat�an Systems, Inc. MERS is a�e�arate corpvr�tion that is <br /> actxng sole�y as a nominee far L�nder and Lender's succ�s�ars and assigns. MEI�S is the benef�iary <br /> under this Se�urity In�trun�en�. MERS xs arganized and existing under th� la�vs of Delaware, and has <br /> an address and telephone number of P.�. Box 2�2�,F�int,MI 485�����2G,te1. (888)679-M�RS. <br /> �F� ii Note"means the promissory note s�gned by Borr�wer and dated �U n e 2�, ��1� . The Not� <br /> ����5�h�.t��nower ow�s Lenaer T�o Hundred Si xteen Thousand F�fteen and ��11�� <br /> Dollars(U.S. $ �1�,�1�.�d }plus interes�. Borrower ha�promised to pay this debt in.regular <br /> PerrodiG Payments and to pay the debt in fu11 not later than �U�,y 1, ��4� . <br /> �G3 "Property"means the property that�s descr�bed bela�v under the heading"Transfer of Rights in the <br /> Proper�r,'� <br /> �H] "Loan"means the debt evidenced by the Note, p�u�interes�, and la�e charges du�under the l�Tote, and a11 <br /> sums due under�his Security Instrument,plus i�terest. <br /> �I} "Riders"means a11 Riders to this Security Instrument that are execut�d by Barrov�er. The fol�owing <br /> Riders are�o be execu�ed by Borrower[check box as applicable�: <br /> 0 Ad�ustalale i�ate Rider � Condominiut�Ri�.er � planned Unit Develapment Rider <br /> ��ther Legal Att�►Ch�d <br /> 0 Rehabilitation Laan Rider <br /> �J} "Appli�.able�aw"m�ans al��flntr�lling applicabl�federal, state and Iocal statut�s,regulati��s, <br /> ordinances and administrative ru�es and orders(that have the eff�ct of law�as we11 as a1�applicable final, <br /> non-appealable judicial opinions. <br /> �I�} "Commun�ty Associati�n Dues, Fees, and Assessments"means a��dues, fees, assessments and other <br /> charg�s that are imposed on Borrower or the Property by a condominium associatian,homeowners <br /> association or similar organization.. <br /> �L} "Elec�ron�c Funds Transfer"means any transfer of funds, o�her than a transaction originated by check, <br /> drai�,or similar paper instrument,which is initiated thr�ugh�.n electronic terminal,telephonic <br /> instrument,eomputer,or magnetic tape so as to order, instruct,or authori2e a�nancial inst�tution to <br /> debit or credit an account. Such term inc�udes,but is not limited to,paint-of-sale transfersA automated <br /> �el�er machine transactions,transfers initiated by tel�phane,wire transfer�,and automated clearinghause <br /> transfers. <br /> FHA Deed of Trust With MERS-NE 9l3�f2414 <br /> Ba��Cers SystemsT�+ VMP C� VMP4N�NE�{�506}.44 <br /> Wafters Kluwer F�na�c�a!5ervices Page 2 of 17 <br /> q�33547544U7 4�33 589 �Z17 <br />