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2� 1 ��4�37 <br /> Subject to�he pro�isions of Section �'�,any Successor�n Interest of�orro��r who assumes Bonrower's <br /> o�ligati�ns under this Security In.strument in�riting,and is appro�ed b�Lender,sha11 obta.i�a11 of <br /> Borrawer's rights and b�nefi�s under this Secu�'�ty Ins�rument,Borrower shal�not be re�eased from <br /> Borrower's ob�igat�ons and.�iabi�it�under th.�s�ecurity Instrument unless Lender agrees to such r�leas� <br /> in wr�ting. The co��nants and agreements of this Secur�ty In.strument sha11�aind(except as provided in <br /> Section �9}a�r�d be�.efit the s�ccessors��.d�ssigns of Lender. <br /> �I 3. Loan�har�es.Lender may charge F3or�r�wer fees for services performed in conn��ti�n with Borrower's <br /> default, f�r the purpose of protecting Lender's interest in the Proper�y and xights under this Security <br /> I�strument, including,but not lirn�ted to,attorneys`fees,�ropearty ins�eetion and valuation fees.I�ender <br /> may ca���et fees and�harge�authorized by th�S�cretas•y. Lender may not charge fees that�.re expressly <br /> prohi�ited�y this Security Instrument or by Ap�li�able Law, <br /> If the Laan�s�ub��ct to a�aw vvhich sets maximum loan�harges,and th�t law is finally interpreted sa <br /> that th�interest or other laan charges�ollected or�o be callected in connec��on with the Loan exceed the <br /> permitted��mits,then: (a)any such loan�harge sha1�be reduced by the amount necessary to reduce the <br /> charge to the permitted limit;and(b)any sum�already co1l�c�ed from F�orro�rer which exceeded <br /> permitted limits will b�refunded ta Bvrrower. Lender may choase to make this refund by r�ducing the <br /> principal owed under the Note ar by making a direct payment to Borrower. If a refund reduc�s prxncipal, <br /> the reduction will be treated as a partia�prepayment�v�th n.o changes�n the due date or in t�e monthly <br /> payment amoun�unless the Lender agrees in writing to those changes. Bar�'ower's accep�anGe of any such <br /> refund made by dire�t payment to Bvrrower w���cfl�s�itu�e a wa�ver of any right of action�orrotiver <br /> might have arising out of such overcharge. <br /> '�4. Nati�es.All noti�es g��en by Borrower or Lender in connection wi�h th�s Security Instrument must be in <br /> writing.Any na�ic�to Borrower in connection with this Security Instrumen�sha��be d�emed to have <br /> been given to Borrower�vhen mailed�y fvrst class mail or when actua��y delivered ta Barrower's not�+ce <br /> address if sen�by�ther means.Notice to any one Borr�tiver sha11 canstitute notice to a11 Borro�vers unless <br /> Applicable Law�xpressly requires otherwise. 'The natice address sha��be the Property Addr�ss unles� <br /> Borrvwer has designated a su�s�itute notice address by notice to L�nder. Borro�ver sha11 promptly <br /> n�tify Lender of Borrower's change of address. if Lender specif es a procedure for reporting Barrower`s <br /> change of address,th�n$arro�er sha11 a�ly report a change of address through that spec�fied procedure. <br /> There may be on�y one designated notice address under this Security In�trument a�any one time.Any <br /> natice�o L�nder shal�b�gi�ren by deli�er�ng�t or by mailing it by first class mail to Lender's address <br /> stated herein unless Len�ier ha�designated another address by notice t�Borrower.�ny notice in <br /> cannect�on with this�ecurity�nstrument sha��not be deemed to have be�n given to Lender unt��actually <br /> recei�ed by Lender. If at�y notice required by this Se�urity Instrument rs also required under Applicable <br /> La�v,the Applicable La�v requuement�ui��satisfy th�corresponding requ�.rement und�r this S��ur�� <br /> Instrumen�. <br /> 'I�. �o�ern�nc�La►rv; �e�era�iiity;Rui+es of Gonstruction.This Security Instrum�nt sha1�be governed by <br /> federal law and th�law�f the jurisdiction in�vhich the pr�perty is�o�ated.AlI rights and obligations <br /> Gon.tained in�h�s�ecurity Instrument are subject to any requirements and lirnitations vf Applicabl�Law. <br /> Applicable Law might explic�tly or�mplicitly allow the parties ta agree by eontr�ct or it might be si�e�t, <br /> but$uch silence sha11 not be construed as a prohibition against agre�ment by cantract.In the event that <br /> any provision or clause of this Secu�`��y Instrurnent or�he Note�onfli�ts�vi�h Applicable Lavd,such <br /> conflict shalt not affect other pro�isions of this Security Instrum�ent�r the Nate which can be given effect <br /> vvithout the conflicting provision. <br /> FHA Deed of Trust With MERS-NE 9134J2014 <br /> Han��rs 5ys#ernsT� VlI�P C�7 VNIP4t��h1E�[15dfi).dd <br /> Wolters Kluwer Financial Services Page 11 of 97 <br /> q�33547��4��7 4�33 589 1117 <br />