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ti r <br /> 2� 1 ��4�39 <br /> L�AN #: DC5�NB��4'f397'I'I <br /> or���ur�� rer��� on �he �'r�p�rty, if any, �nd �om�t����y�ssocia�ior� a�es, Fe��, �nd As�e��m�n#s if <br /> an�r. T�the ��c�����hat�h�se i��r�n��r� E�cr�v������, �orra��r sh�ll pay�h�m in �h� man��r ravide <br /> in Sectior� �. <br /> p d <br /> �o�ro�v�r�hall pr��pt�y disch�rg� any �i�n u�hic� ��� pr�a�i�� ���r�his �ecuri� Ins��um�n� unles <br /> � � <br /> E�orra�r�r:��}a���e�s�n�r�rr�t�n�g���he paymer��af��e obii�af�an�ecur�d by t��li�n in a m�n�er���� �� <br /> p ble <br /> to L�r�der, bu��n�y sa�ong as Borro��r is per��rming suc�agree�n�n�; ��}co��es�s the I��n in ood f�ri�h <br /> � <br /> ��, �r d�f�nds aga�ns�enf�rcem�n��f�he�ien �r�, i�gal pr�c�ed�ngs����h in Lend�r'�o ini�n� �r�t�ta <br /> �r�vent�he enf�r�emen�af the���n��i�e�hos� r����di � p <br /> p ngs are per�d�ng, �u�aniy ur����su�h�r����dEn�� <br /> �r���r�c�u��d;ar�c}��cur��from the ho�d�r af�he���n an ag���rr�e�t�a�i�fact�ry�a L�nd�r�ubordin�a�in <br /> �h� �i�n���his�ecuri��instrumen�. ��Lend�r de�ernr�in�s�h���� � � <br /> � p �of th� Pr�pe�y��sub�������I��n <br /> �uhi�h �an a�tain prior�ty ov�r�his ���cur��y �ns�r�rn�n�, Ler�d�r may ��ve �3orrov�rer a n�tic� id�n�i �n <br /> �n� �i�r�. ��hin ��da s of���da �Y � <br /> y t�an�vh�c�r ���t�o�t�� �s g����, �3�rro�er s�a1� s�t�sfy�h� li�n o��a�� <br /> on�o�rr��r� af t�e a�ti��s s�t f�r�h abo�� in �hi�S�c�ion �. <br /> Lend�r may requi�� �3orro��� �a pay a �ne-#im� char�� �ror � re�� e����� �a�c verif�ca i <br /> �or� �r�d�ar <br /> reporti�� s�rvice u�e� by Lend�r in cor�r�ec�ion�i�h �his Lo�n. <br /> �. �'�c�p�rt�Insr�r�r�c�.�3orro�rer sh�i!keep�h�impro��men�s na�r e�c���ing�r her����r�rec��d ar� <br /> �he P�ap��ty i�sured ag��ns��as�b�f�r�, h�zards incl�ded�i�hi��h���rm"e�c�end�d c�v�r�ge,,'�r�d an <br /> Y <br /> ��her haz�rds i�cluding, bu�no�I�rr�i�ed t�, ��r��q��kes�n�f�a�d�,far��i�h L��d�r r�qu�res ir��uranc�. <br /> Tnis ir�s���n�e��all b� rn��n���ned �n�h�am�oun�s �inc��ding �educt�b��I���I�}and �o��h�p�r��d���a� <br /> L�nd�r requir�s. 1l�1�a� L�nd�� re�uir�� pur�u�n� t� �he pre�eding ��nfien��s car� c�anc�e d�rin� �h� <br /> �erm�f�h� Lo�r�. The ins�rar�c�c�rri�r pro�iding�h� insu�ance��al� be chas�� b� B�rro�r�r���j��t to <br /> L�n��r'�ri����a disa�pr�v�Bar��w�r'�choic�,�rhich rignfi sh�ll no�be���rci��d unre�sor�ably. Ler���r <br /> rnay r�quire E3arr��er�o pay, in conn�c�i�n �r�rith �ni� L�an, ei�h�r: ��} a �one-time char�e for f(aod �one <br /> ��termina�ionT c�r�ificafiio� and�ra�k�ng �ervi�es; �r�b}a one-tim�charg�f���l�a�zone d�fi�rmina�ian <br /> and c�rtifi�a�ion senr�c�s�nd subs�quen�ch�rges eacn��m�r�mapp�ng�or similar�har�ge�occurv�h�ch <br /> reasanabl� mig�t�ffec� such de�errr�ina�ion or c�r��fica�i�n. Ba�r�vver shal� a��o be r�sponsib�� far�he <br /> p�}Im�nt�f�ny fees irr�����d by t�� Fed�ra� Emer�enc� Manager�en�,�ger��cy in canne��i�n �vi�h the <br /> r�vi��r af�ny fioad z�ne d�termir���ion r�esul�ing �rarr� �n �bjec�iQn b� B�r�a�v�r. <br /> if E�orra�v�r f�i�s to m�in�a�� any o�t�� c���erage� d�s��i�ed ab��e, Ler�der ma� obt��r� in.�uran�� <br /> ����r�g�, at Lend�r's optian and 8or���er's �xp�ns�. L�nd�r i� un��� no o�liga�ian �� �ur�has� any <br /> particu��r�����r amaun�of�c��rerage.Th�re�are, such �ov�ra�e shal�c���er�.�r�d�r, �u�migh�or n�igh� <br /> not�ra���t BarrQv��r, ��rrvwer's�qui�y�n�he F'rop�rty, or fh�e cant�n�s af the �'r�per�y, ��ain��an��isk, <br /> haz�rd or�ia�il���and mi�h�pr�vide gr���e�flr lesser�o��ra���n�� v��s pr���ously in �fF���. Bo�ra��r <br /> a�kn��f�dges ����the cast of�he i�surar�ce ��v�rag� sa ob�aine� might si�ni�i�antl� �xceed �he �os� <br /> of insur��ce�ha� Borrov�er could ha�e ��tain�d.An� �mounts disbursed b� Lender und�r this �e��i�an <br /> 5 shafl becom�e additiona� deb��f�3arro��r secur�d b� �his ��curi�}� In�trume��. These amo�nfs s���I <br /> b�ar��t����� ��the N��e rat� �r�� th� da�� �f���burse��n� and �h�l� �� pa���le, v���h �u�h En�ere��, <br /> upan n��i��fram L�nder�a Borr��rer���ue��in� pa��n��t. <br /> ��(insura�c�pQ�icies required b� L����r�r�d rene��ls a��uc� pali�����ha�l b�subj�c��� L�nder's <br /> ri�ht to d�s�ppra��such p4�icies, shaii in��ude a stand�rd m�rt�ag��lause, ar�d �h��� r�an�� Lend�r as <br /> mor�gage�andlor as ar��dditianal�o�s pa�ee.L�nd�r sha��h�v��he righ��a hold��e pQlici�s���r�n��r�� <br /> c���fica��s. �f L��r�d�r requ�r��, �arraw���I����promptly gi���o L��d�r�!I r���ip�s�f p�i� premiums and <br /> r�ne�r��n�����s. If�orro�r�r ob�a�ns�n�f�rm of�nsura��c�ca�era��, not ofi�err��s�r��uired ��Lender, <br /> for damage�o, or�estructian��,�h�Prope�r, �uch pQli��shall in��ud�a���n�ard ma��ag����rus��n� <br /> shai� n�me Lend��as m�rtg�gee andl�r�s an addi��or�a� loss pa���. <br /> I� �he��ren��f��ss, �3o�ro���shal� �i�e prom��notic��� �he in�ur�nce ��rr�e�and L�n���. L.ender <br /> may ma��proof af loss if n��ma�e pr�rr�p�i�by�orro��r. �1n�ess L�nd��and Borr�w�r o�he�r��e a�r�e <br /> �n �riting, an� insurance pro�e�d�, �vh��her �r no� th� �nd�r��ing ir�sura�c� ��s requir�� b� L�nd�r, <br /> sha�l��appli�d�o restor�tion or re�a�r o��h��r���r��, �f�n�r�stora�i�n a�r��a�r is e��n�m�cally feasib�e <br /> and L�nder's s�curi����no���s�en��. C]uring such repa��and r�star��i�r� periad, L.�ender�h��l hav��h� <br /> righ��o ho�d �uch insurar�ce pr�c�ed� u���l L�nder h�� h�d an app�r�uni�y to in�pe�t such P�op�r�}� fio <br /> �n�ure �h� ��rk �a� b��n �a�nple�ed �� L�n��r'� ���isfaction, pr���d�d �hat �uch ins��c���r� shal� b� <br /> under�ak���rom�tly. Le�d�r may d�s�ur�e pr���eds fo��h�repairs�nd r�st�ratian in a�in�le pa�rn�nt <br /> �r��a series of�r��r�ss payrr��r��s a�#h�r�r�r��s com������. Unless�n agr�emen��s mad�i��vri�in�or <br /> Appl�cab��L��requ�r�s�rr�er�s�t�be pa���� su�h i�sur�nce pro�e�ds, Lender shal�na���requir�d�� <br /> p����rrow�r an�in��r�st ar�arnings on su�h pr�c�eds. Fe���ar publ���djus�ers, �r ot�er��ird par�i��, <br /> r���ined b� Barra�er shail no�be�a�d ou�af the insu�anc� pr�ceed���d sha�! be the�ol�o�lig����n of <br /> ��r�o��r. If fi�e res�ara�iQn or repa�r�s nafi econ���cal��f��s�bl�or Lender's se�urit��voUld b��ess�ne�, <br /> the insuranc� pro�eed� sh�ll b� �pplied �� fihe sums �ecur�� by �h�s ��cu�i�y Ins�rum�n�, v4r���h�� o� <br /> na����� �du�, �vi�h ��e exces�, if an�, pa�d �Q B�rt-o���: �uch ins�r�n��proc�eds shal� be�pp�ie� in�h� <br /> or�er pravi�ed for�n 5ect��n �. <br /> I��arr�v��r abac�dons th� P��p�r��, Lende� m�� fil�, r�eg���at� ar�d s���le ar�� �vailabl� ir�suran�� <br /> ��aim and r�l���d m�t�ers. if�3or�ra��r does no�r�sp�nd�ithir� 3�da����� n�tic�fram Lend�r fha��he <br /> in�uran���arrier has off�red to s�t�le����im, ���n L�nder r�ay n�g�ti���and s���l�tMe clair�n. The 3�- <br /> d�� period�vi[1 begin wh�� �h� n��i�e i�given. �n e���er eUen�, �r if L�nder acquires�n� Pr�p�rt� under <br /> NEBRASKA--Sing�e F'amily--Fannie i��elFr�ddie I�ac UN�FC�Ri6�INSTRUMEhiT Form 3028'110'� <br /> Ellie Mae, Inc. 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