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PAGE 4 OF 4
<br />2 0 010 3 0 3 3 ADDITIONAL TERMS
<br />LIMITED WARRANTY: My sole and exclusive remedy against you or your assignee shall be limited to my rights and remedies under the exprss&. LIMITED
<br />WARRANTY you extend to me at the time I sign this Contract: My exclusive rights and remedies under the warranty shall be in lieu of all other rights
<br />or remedies, at law or in equity, where permitted by applicable state law. WHERE PERMITTED BY STATE LAW, ALL IMPLIED WARRANTIES ARE EXCLUDED,
<br />INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY AND ANY IMPLIED WARRANTY OF FITNESS FOR. A PARTICULAR PURPOSE.
<br />BUYER, READ THE SEPARATE "LIMITED WARRANTY" WHICH IS A SEPARATE WRITTEN INSTRUMENT PERTAINING SOLELY TO MANUFACTURED PRODUCTS OF THE
<br />PACESETTER CORPORATION AND WHICH "LIMITED WARRANTY" HAS BEEN DELIVERED TO EACH RESPECTIVE BUYER IN CONNECTION WITH THIS SALE.
<br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE: Even though I do not have to pay more than the regular scheduled monthly payment, 1 have
<br />the right to prepay the whole amount owing to you in full at any time or in part from time to time. If I make a partial prepayment, I must continue to make my
<br />regular payments until I have paid all amounts owed. I know that the finance charge will be computed daily, so it will be less if I make an early payment and higher
<br />if I pay late. The amounts shown on page 2 for the Finance Charge, Total of Payments and the Total Sale Price are based on the assumption that you will receive
<br />each of the payments exactly on its due date. I know that there will be no refund of Finance Charges if I prepay, because the Finance Charge is calculated on a
<br />simple interest basis. I also understand that no refund of an amount less than $1.00 will be made, and that I may be charged a minimum Finance Charge of $10.00.
<br />SPECIAL -ORDER GOODS: I know that you have measured my house and its openings so that you can make the Products to fit my particular house and that the
<br />goods probably will not fit any other houses, so I know that I cannot cancel this contract at any time after the period of time given to me by law in which to cancel.
<br />After that legal period of time, I know that I have the obligation to pay you in full the amount owed.
<br />COMMENCEMENT OF THE FINANCE CHARGE: The finance charge is estimated to start within 30 days of the date of this contract, except in the event that
<br />you complete the installation of the goods and services on another date, then the finance charge will begin to run on the date that I sign the Completion Certificate.
<br />The amount of finance charge may be more or less than the amount disclosed depending on the amounts I pay you and my timeliness in making payments.
<br />DEFAULT: I will be in default under this contract if: 1. I don't make a payment when due; or 2. I break any promise I made to you in this contract.
<br />COLLECTION COSTS: If I am in default under this Contract, and you hire an attorney who is not one of your regular salaried employees to assist you in collecting
<br />the amount I owe, I agree to pay you for your reasonable attorneys' fees as well as any other related expenses such as court costs, title searches and amounts you
<br />expend to protect your security, if you are allowed to collect such amounts by law.
<br />DELAYS: I know that you will use your best efforts to install the Products I am purchasing on my house, but I also understand that in some situations you may
<br />encounter delays that are caused by strikes, weather conditions, delays you have in obtaining materials, or for other reasons that are beyond your control. I will not
<br />hold you liable for such delays.
<br />REQUEST FOR FULL PAYMENT: If I am in default under this contract, you can declare all that I then owe you under this contract payable at once. I agree to
<br />pay you interest on that amount at the Annual Percentage Rate shown on page 2 until the amount I owe is paid.
<br />SALVAGE VALUE: I know that the windows, woodwork, siding, brick and other materials that have to be removed by you for this installation have NO salvage
<br />value. When you remove them, you may dispose of them.
<br />SPECIAL SITUATIONS: Due to the uniqueness of some of the Products that you sell, I understand that in special situations your Regional Office may have to review
<br />and approve this contract. I also understand that this sale occurred in my home and that you and I may not have had all the correct information important to this
<br />transaction at our fingertips; 1 give you my consent to correct any obvious errors that may have occurred when the blanks in this contract were completed.
<br />INVALID PROVISIONS: If any provision of this contract violates the law and is unenforceable, the rest of the contract will be valid. If any part of this contract
<br />requires payment of more finance charge than the law permits, then you will only have the right to collect from me the amount of finance charge which the law
<br />allows you to collect.
<br />NOTICE
<br />ANY HOLDER OFTHIS CONSUMER CREDIT CONTRACT IS SUBJECTTO ALL CLAIMS AND DEFENSES WHICH THE
<br />DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
<br />THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE
<br />DEBTOR HEREUNDER.
<br />INSURANCE CANCELLATION: If I have requested insurance in this purchase, I may cancel such request for insurance for any reason within fifteen (15) days from
<br />the date of this contract by notifying you or the holder of this contract in writing. I know that the cancellation of my coverage will be arranged with the insurance
<br />carrier(s) and a full refund of my premium(s) together with applicable finance charge will be credited to this contract.
<br />PLEASE NOTE: If I have requested insurance in this purchase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance
<br />coverage. I know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I
<br />am covered only to the extent stated in the following Notice of Proposed Insurance. I also know that I have insurance coverage only if I have been charged for it.
<br />NOTICE OF PROPOSED INSURANCE
<br />I take notice that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Installment Sales Contract only if I have chosen
<br />it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to
<br />acceptance by the insurance company, the insurance will be effective as of today and will continue only for the number of months after the effective date equal to
<br />the number of monthly payments. I understand that this particular insurance may not provide coverage for my last few payments, and that during that period of
<br />time I will not have any insurance coverage. All benefits and proceeds of the insurance will be paid to you or to a financial institution if it purchases the Installment
<br />Sales Contract to the extent of its interests and any balance will be payable to me. The initial amount of Credit Life Insurance is the amount required to repay the
<br />Total of Payments; thereafter, the insurance decreases by the amount of each monthly payment on a scheduled 30 day basis. If I am jointly obligated on the Installment
<br />Sales Contract with a Co- Buyer, and we have both signed the request for Credit Life Insurance, death benefits will be payable only with respect to the first one of
<br />us to die. Subject to exclusions, eliminations or waiting period stated in the insurance policy or certificate, Credit Accident and Health Insurance is for the benefit
<br />amount of 1 /30th of each month's payment for each day that I am totally disabled due to an injury or sickness while I owe any payment to you; however, I understand
<br />that I have to be prevented from working due to such total disability for more than fourteen (14) consecutive days before the insurance benefit is paid back to the
<br />first day of my total disability. I also know that I cannot obtain any insurance from you if I am over 65 years of age today, and I also know that the insurance
<br />coverage provided to me may contain a maximum amount of coverage which will not pay in some cases, the entire amount that I owe you. Due to the
<br />maximum amount of coverage stated in the insurance policy, I know that any unpaid amount in excess of the insurance coverage will still have to be paid. If the
<br />Installment Sales Contract is prepaid in full prior to the last payment date, any unearned insurance premiums will be refunded to me in the manner prescribed by
<br />law. Within thirty (30) &ys, I will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is not accepted by the insurance
<br />company, I will receive a refund of the insurance premiums I have paid.
<br />7039 SM- 101- NE -H /IG PAGE 4
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