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2� 1 ��4� 17 Parcel 1 D N u m ber: �o�fl 3�14 7 which currently has the address of 1012 S P 1 um 5 t �S�ree�� Grand I s land �Cl�y}, Nebraska 68 8 O 1 ��rp C�de� �"Praperty Address"}: T��ETHER�ITH all the impro�rements n�vv or hereafter erected vn the praper�, and all easemen�s, appurtenan�es, and�ciures novW or hereafter a part vf th�prnperty. A11 replacements-and ad�litions shall also be covered b�r t.his Se�ur�ity Instrument. A1I nf the faregoing xs referred to in th�is Security Instrument as the "Prvpert�." Bnrravver unders#ands and agrees that MERS h��ds vnly Iegal#itle to the interests granted hy Barrvwer in�his 5ecurit��nstrumenf, but, i�f necessary��compl�wxth lavv ar custam, MERS tas naminee f�r Lender and Lender's successars and assigns} has the right: to exercise an�nr a11 af those in#erests, including, �u�not limited tv, the right t�fareclose and sell the Praperty; and to take an�activn required of Lender inc�uding, but nat ' 'ted t�, releasing and canceling this Security�nstrument. B�RR��LTER CDVEIVANTS that Barrov�rer is la�fuli�seised of�he esta�e herei�y conveyed and has�he r�ght ta grant and��n�re�the Proper�y and that the Prop�rty xs unencumbered, e�cept far en�umbrances�f recvrd. Barrn�er warrants and wi11 defend generally the ti�1e to the Prvperfy against all claims and d�mands, subject �a an�encumhrances of recard. THIS SE�L�RITY INSTRLrMENT coml�ines unifarm��venants far na�onal.u�e and non�uniform cvvenants vvi#h ' 'ted variat��ns hy jurisdiction tn cons�itute a unifvrm secur�ty instru�ment cavering real praper�r. U N IF�RM ��V ENA NTS. B�rravver and Lender covenant and agree as follows: 'l. Payment of Princi�al, lnter�st, Escr�w �fiems, and La�e Charge.�s. �orrvwer sha11 pay v�rhen due the principal of, and interest vn, the deht evidenc�d b�the Note and�ate charges due under the Nnte. Borro�ver sha11 also pay funds for Escro�Ytems pursuant tv Sec�ion 3. Paymen��due under the IVote and this Security Instrum�n#shall�e made in U.S. currency. Howe�er, �f any check or❑ther instrument recei�red hy Lender as payment under�he No�e or th;s Securx�y Instrument is returned to Lender unpaid, Lender ma�require tha�any vr all subsequent payments due under the Nat�and this 5ecur�ty Instrumenf he made in one�r more af�he follvwing fnrms, as selected by Lender: �a} cash; �b} money order; �c} �er�ifiied check, hank check, treasurer's�heck or cashier's check, provided any such check�s dra�n upan an institu�ion vvhase deposits are insured l�y a federal agency, instru�mentality, �r entity; ❑r �d} Electronic Funds Transfer. Payments are deemed received by Lender�hen recei�ed a�the locativn designa#ed in the 1Vvte ar at such other Iocation as may he designated by Lender iun ac�vrdance with the no�i�e prov�sions in Sectian 14. Lender may return an�payment or par�iai pa�ment if th�pa�ment or par�ial pa�rnents are insuf�icient ta �ring the Loan current. Lender may accept an�payment or par��al pa�ment insuf�cient to bring the Loan current,with�ut waiver of any rights hereunder or pr�judice ta its r�ghts to refuse such pa�rm�n�or partial pa�ments in the future, bu#Lender is not obligated tv apply such payments at the time su�h payments are a��epted. If each Periodic Payment is applied as of its s�hedul.ed due date, then Lender ne�d nat pay in�erest an unapplied funds. Lender may hold such unapplied funds until.Barrawer makes payrnent to hri.ng the Laan curren�. If Barra�rer d�es nat d�sa within a reasonahle per�od of time, Lender shall either apply such fun�s❑r return them t�Barrovv�r. If not applied earlier, su�h funds w�ill be applied ta the outstanding principal balance under�he Na�e immedia�ely priar ta fareclosure. No offset or claim which Barrn�nrer might have naw ar in#he future agains�Lender shall relie�e Borro�er fram making pa�m�nts due under the IVote and this Securi�Instrument or perfvrming the covenan#s and agreements secured by this 5ecurity Instrument. 193655959 ��9515�344 FHA❑eed of Trust Wth MERS-NE 913�I�D14 Bankers 5ystems� VMP C�7 VMP4N{NE}(15D6�.DD W�Iters Itlwver Firranciaf 5ervices Page 4 nf 1l