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200103010 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />8(NE) 10005) <br />(Seal) <br />RICHARD OHRMAN - Borrower <br />e_,AKL'� (Seal) <br />,FRANC E MOHRMAN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Pape 14 of 15 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />01- 15228813 <br />Form 3028 1101 <br />