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2� 1 ��3972 <br /> �C� "Lender" is Home F�d�ra� Sa��n�s a�d Loan As�n of Grand Is�and <br /> Lender is a Sa�i r�gs and Loan <br /> organized and exis�ing und�r the laws af The St at� af Nebr a s ka . <br /> Lender's address is �21 5out� Locust St �rand Isl and NE 688D1 <br /> L�nder is�he bene�iciary und�r th���ecurity ��as�rument. <br /> �D� "Trustee" is Arend R Baa�k, Attarney <br /> �E� "Note" rneans �he pr�missory nate s�gned by Borrower and da�ed �u ne 2 l, ��1� . The Note <br /> s�a�es that B�rxov�er owes Lender E I GHTY S I X TH�USAN D AN� �Q I 1�� <br /> D���ars �U.S. $8�,���.0 D }plus in�erest. Borrower has prom�sed to pay this deb� in regular <br /> Per�odic Payments and to pay the de���n fu�� n��Iater than .]u�y 1, ��46 . <br /> 4 F� "Pr�perty" means the property that �s descr�bed belaw under the heading "Transfer�f Rights in the <br /> Praperty.`_ <br /> �G� "Lvan" means the debt evidenced by the Note, p�us �ntere�t, any prepaymen�charg�s and �a�e charges due <br /> und�r the No�e, and al� sums due under th�s Securi�y �ns�rument, plus in�erest. <br /> tH� "Riders" m�ans a11 Rid�rs �o this Security Instrum�n�that are�x�cuted by Borrower. The fallovving Riders <br /> are t�be ex��uted by Borrower [check box as applicabl�]: <br /> 0 Ad�ustab�e Rate Rider 0 �andominium Rider 0 S�cand Home Rxder <br /> 0 Bal�aon Rider 0 Planned Unit Deve��pment Rider [� �-4 Fam�ly Rider <br /> 0 VA R�der 0 Biweekly Paymen�Rider [.� �ther�s} �specify] <br /> ��3 "Appli�ab�e La►nr" m�ans all��ntro���ng applicab�e federa�, state and laca� s�a�u�es, regu�at��ns, ord�nances <br /> and adm�nistrati�e rules and�r�iers �that have the effect of lavv} as wel� as al� appli�ab�e final, non-appealable <br /> �ud�c�a� opin�ons. <br /> 4J� fTCommunity Assaciat�on Dues. Fees, and Assessments" means a�� du�s, fees, assess�ner��s a.r�d other <br /> charges that ar�in�p�sed on Borrower or the Proper�y by a c�nd�m�i.nium assac�at�on, h�meowners <br /> association or similar�rgan�zatian. <br /> �K} "El�etr�nic Funds Transferrr means any �ransfer of funds, ��her tharz a transact�on origznated by ch�ck, <br /> draft, ar szm�iar paper�nstrument, wh�ch is ini��ated thr�ugh an el���rani� t�rmi�aa�, te��phon�c �nstrument, <br /> c�mputer, or magne�ic tape so as�o order, instruc�, �r au�horiz�a finan�ial institu�i�n�o de�bit or credit an <br /> accoun�. Su�h term inclu�es, �ut is nat limited t�, point-af sal�transfers, automated t�l�er mach�ne <br /> transactian�, �ransfers initiat�d by telephone, wire transfers, and automated c��aringhau�e transfers. <br /> �L� "Escr�w [tems" means thase���m�that are describec��n Sec��on 3. <br /> �M} "Miscellane�us Praceeds" means any compensation, s�tt�ement, award af damages, ar praceeds paid by <br /> any �hird party �other�han xnsurance proceeds pa�d under the caverages described in Sectzan 5} for: �i� <br /> dam.ag�to, �r des�ruction af, �he Proper�y; �i�} condemnat�an�r other taking�f all or any part of the <br /> Prnper�y; �ii�} �on�eyanc� in�ieu of�oridemna�ion; or�zv} misrepresentation�of, or omissians as to, the <br /> value andlflr�andition of the Prn �rt . <br /> NEBRASKA-5ingle�amiEy-Fannis Mael�rsddie Mac 11NiFQRM INSTRUMENT Form 3d28 1la1 <br /> VMP Q VMPfi{N�J ti 3�2j <br /> Wolters Kluwer Financiai Ser�ices Page 2 af 17 <br />