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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it, <br />06/23/2016 (Seal) <br />- Borrower <br />61114/17(- o 0 V 06/23/2016 (Seal) <br />Cheryl L. Christenson - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust With MERS-NE <br />Bankers SystemsTM VMP <br />Wolters Kluwer Financial Services <br />III IIIIIIIIIII 11111111 lUIIlli1II1III111III1111111 <br />8 03356806689 0233 512 1617 <br />201603924 <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 16 of 17 <br />