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Page 2 of 2 <br />MULTISTATE BALLOON RIDER <br />IDS, Inc. <br />201603919 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Balloon Rider. <br />UGtA i f V' h Z, (Seal) (Seal) <br />Jose A Valdez Y Valdez - Borrower - Borrower <br />(Sign Original Only) <br />