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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />k )ose \ c2 Vp.Ide2 <br />Jose A Valdez Y Valdez <br />STATE (W NEBRASKA, <br />- Witness <br />The of going instrument was acknowledged before me this c24 day of <br />, by Jose A Valdez Y Vappiez. <br />Witness my hand and notarial seal at tram a [Q MX- in said County, the date aforesaid. <br />My Commission Expires: L g, 90 / � <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matthew Aaron Brazil; NMLS #: 1432733 <br />NEBRASKA -Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. • 31639 <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />(Seal) <br />mower <br />d (a County ss: <br />44 <br />201603919 <br />- Witness <br />(Seal) <br />- Borrower <br />