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<br /> E�cr�vW Ite�ns. Ler�der may vvaive Barrow�r"s obl igatifln to pay to Letzder F�inds fo�•a��y or al 1 Escro�v
<br /> Items at any time. Any s�kch wa��er may only be in vvritin�. I���l�e e�et�t af s��ch �vai�er, Barrower
<br /> sl�all pay directly, when and vvh�re payabie,t��e aI"]']QUI1tS C�Ue fDl"`cll�� ESCI"UVV It�117S f��'W�11C�`I
<br /> payment of Funds ��as been wai�ed by Le��der aa�d, if L�nder requires, sl�al� furnish to Lender rec�ipts
<br /> evide��ci�1g such payment r�vithi��sLrch tii�ne per�od as Le�-�der may req«ire. Borr�wer's obligation to
<br /> rnake such payments and to pro�ide receipts shall for all purposes be deemed to be a co�enat�t and
<br /> agreement contained i��this 5ecurity Instr�iment, as the pl�rase "co�e��ai�t and a�reement'" is used in
<br /> Sectio��9. If Borrawer is obligated to pay Escro�v Items directly, purs��ant to a wai�er, and Borrower
<br /> faiIs t�pay the amoun�d�ze far a�� Escrow Item, Lender may exercise its �ights �.�nder 5ection 9 and
<br /> pay sucl� amount and Borrower sl�all then be ❑bli�ated ui�der 5ecti�n 9 tn repay �o Lender any such
<br /> am�unt. Lender may re�oke�l�e wai�er as to a��y ar all Escrn��v It��r�s at any tim� by a noti�e gi�en i��
<br /> accordan�e witl� Secti�i� 15 and, upon sucl� �-e�a�ation, Bor�•a��er sl�all ��ay ta Lender all Fu��ds, and ii�
<br /> 5UC�7�.I77QLlntS,that are then required under this Secti�n 3.
<br /> Let�der may, at any ti�ne, collect ai�d hold Funds ii� a�� ama�lnt ta}s��fficient t� permit Let�der to a�ply
<br /> the Fur�ds at t��e tirr�e specified ut7der RES�'A, ar�d �b} not t���ceec� t��e ��naxiin�.�i� a�r�o����t a 1ei�der
<br /> car� require utlder RESPA. Lei�der sl�al� estiinate�l�e air�ou��t�f F����ds due ot�tl�e basis of c��rretlt data
<br /> and reas�nable estimates af expendit�.ires of futur� Escro�v Iteins o�-otherr�visc i�� accordance wit��
<br /> Applicable La�v.
<br /> The Fu��ds shall be lleld ir1 ar� ins�itution �hase de�os�ts are ins��red by a f�deral a�er�cy,
<br /> i��strui�n�ntality, or entity �ii7cludin�Lender, i�~Le��der is an ix�stituti�n �vhose d�posits are so ipsured}
<br /> or in ar�y Federal Home Loan Bank. Leiider shall apply the Fu��ds to pay the Escrow Items no Iater
<br /> thar�t��e time specif ed ur�der RESPA. Lender s��all i�ot char�e Borrower for ��oldi�7�a��d applyi���tl�e
<br /> Funds, an��ually analyzing�l�e escrovW a�count, or verifyi���the Escro�v items, unless Lende�pays
<br /> Borr�wer i��terest�t�the Fu��ds and App��cabl� Law permit� Lender to indke sucl� a charge. U��1ess an
<br /> agreement is �nade i��vvritit�g or Applicable Law �-equires interest ta be paid on t��e F��iids, Le��der shall
<br /> not be required to pay Borrower a��y int�rest or earr�it�gs o�1 th� Fur�ds. B�rrower and L�nd�r cat� a�ree
<br /> iz� vvri�ing, hawe�er,tl�at interest shall be paid o��the F'unds, Lender s��all �i�e�o �3orrovver, r��v�tl�a��t
<br /> charg�,an a��pua� accou��ti��g of the Futlds as req«ired by R�.SPA.
<br /> If there is a surplu� of F��nds he�d in escrow, as defi��ed u��der F�ESPA, Lender shall acco�int to
<br /> Borrower for t��e excess fi���ds in a�corda��ce wit�� RESP�1. If there is a sl�orta�e of F���r7ds held in
<br /> escra�v, as defit�ed under RESPA, Lender shal� notify Borrower as requ�red by RESPA, and Borrawer
<br /> sha�l pay�� Let�der the ai��a����t necessary to �nake up t��e s���rta�,e i�� accordai��e w ith RESP�, but
<br /> in na more thai� 1� �r�o���hly pay����nts. I f there �s a deficie�zcy of F�inds ��eld in escrow, as deti�led
<br /> «��der�ESPA, Lender�hall r�flti�y Borrovver as req���red by �Z�SP�, a��d B�rrawer s��all pay to Lender�
<br /> the ainout�t necessary to tilake up t1�e deficiei�cy i�� accar•dance rui�h IZESPA, but i�� r7c� ���ore than 1?
<br /> ��nonthly payments.
<br /> Upon paymet�t in full af all sums secured by this 5ecurity Instri.�me��t, Ler�der sl�all prorn�t�y refui�d to
<br /> Borrower at�y Fupds held by Lender.
<br /> 4. Gharges; Liens. B�rr�vver s17a11 pay all �axes, d55�'S5171�1`l#.S, charges, f��es, a��d irr�positions
<br /> attributable to the Propet�ky whi�h ca�� attaiz� priority o�er this Secu�•ity Instruxnent, l�as�hold paymer7ts
<br /> or ground rents on the Prop�rty, if any, ar�d Cam����.i��ity Association Dues, Fees, and Assessme��ts, if
<br /> any. Tn the exter�t that tl�ese itei��s are Escrow �tet��s, Bot-rower sl�al� pay �he2n in tl�e �nani�er pror�id�d
<br /> �n Section 3.
<br /> �30��11 Q 1 q�4
<br /> NEBRASKA-S�ngle Famiky-Fannie MaelFreddie Mac UNiFQRM INSTF�UMENT Fa�m 3�28 11�1
<br /> VNEP� 1212�15
<br /> Walters Kltawer Finan�ial 5e�vf��s 201fi0G1516 1 1 3��5-N��1fi�12�N Page�of 1�
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