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' ` 2� 1 ��3831 . � � , , . • THE NQRTHERLY FIFTY FaUR�54)FEET OF L�T SI�C�6}AND THE N�RTHERLY FIFTY F4L]R (54} FEET�F L�T SEVEI�i�7�IIV BLU�K SIX�6}RUSSEL VVHEELER'S ADDITI�N,T�THE CITY �F GRAND ISLAN�, HALL C�UNTY,NEBRASI{A. Pr�or instrurnent reference: Recorded on AUGUST 23, 20�4 in INSTRUMENT N�. �ZUU4QS3Z6,of the �ffi�ial Re�ords af HALL CQUNTY,IwEBRASKA If my representations in Section 1,Barrower Repres�ntations, continue ta be�rue in al� material respectsa then #his Hame Affordab�e Modification Agreement �"Agreement"} will, as set forth in Sectian 3, amend and ` supplement �1} the Mor�gage ❑n the Property, and ��} the Note secured by the Mortgage. The Mortgage and Nvte tagether, as they may previously hawe been amended, are referred to as the "Loan Documents." Capitalized terms used in this Agreement and not defined ha�e the meaning given�o them in Loan Documents. I understand that after I sign and return two capies nf this Agreement ta the Lender,the Lender wi�l send me a signed copy nf this Agreement.This Agreement will not take effect unless the preconditions set farth in Section 2 har�e been satisfied. 1. Borrower Representat�ans. � I certify,represent to Lender and agree: A. I am experiencing a financial hardship, and as a resul�, �i} I am in default under th� Loan Documents, and�ii} I do not l�ave sufficient �ncome or access to sufficient�iyuid ass�#s to make the monthly martgage payments now�r in the near future; B. I cer�ify the Property �s not condemned and �s not�acant without the intent to either re-occupy or rent; C. There has been no impermissible change in the ownership of the Property since I signed the Loan , Documents; D. �ha�e proWided documentation for all incame that I recei�e tand I understand that I arn not requ�red to d�sclase child suppor� �r alimnny un�ess I chose to rely on such incame when requesting fo qua�ify far the Hom�Aff�rdable 1Vlodification Program�"Program"}}; E. LJnder penalty of perj ury, all do�uments and infarmat�on I ha�e pro�ided to Lender in connection with this Agreement, including the documents and information regarding my eiigibility for the Program,are true and correct; F, rf Lender requires me to ubtain credit cvunseiing in connection with the Program,I vviit dn so;and, �. I have made or will make a�l payments required within this modification process. Z. Acknowledgements and Preconditions to Modification. I understand and acknowledge that: A. If prior ta the Modification Effecti�e Date as set for�th in Sec�ion 3 the Lender determines tha� my representations in 5ection 1 are nv longer true and carrect, the Laan Documentis will not be modified and this Agreement will terminate.In th�s e�ent,the Lender vrrill ha�e all af the ri�hts and remedies pra�ided b}r the Lnan Documen�s;and, tye�ls Far�a Custarn Home Affnrda6le ll+lndi�c�t�nn Agreement-l�Ian-G5E 1004Zq I g_329 '��8;��fl� Page 2