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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />STATE OF NEBRASKA, Nall County ss: <br />The foregoing instrument was acknowledged before me this 1 n day of June <br />2016 , by Alice L Bartlett. <br />Witness my hand and notarial seal at <br />My Commission Expires: June 19 , 2019 <br />gilen GEKRAL NOTARY -Stale of Nebrula <br />SARAH M. WILES <br />My Comm. E•41. June 19, 2019 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matt Brazil; NMLS #: 1432733 <br />IDS, Inc..31639 <br />in said County, the date aforesaid. <br />201603692 <br />- Witness <br />NEBRASKA -Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3Q ro <br />Page 13 of 13 <br />