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° C> v' o --� o ►—� M r) r) > z -A N RIM C T v► _ o o = D Z = o� o Cn x = ° w C:) ?� rn r �_ p r A N r3 co C4 Cn �j C.3 v N co After recordpg return to: =:1' CITIFINANCIAL, INC. (MD) 0 3415 WEST STATE STREET GRAND ISLAND NE 68803 DEED OF TRUST THIS DEED OF TRUST is made this 30th day of March JEFFtRY J CZAPLEWSKI MARY E CZAPLEWSKI (JOINT AS HUSBAND AND WIFE) Michael F. Kivett "Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) a corporation organized and existing under the laws of Maryland address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 "Lender "). , 2001 among the Trustor, (herein "Borrower "), (herein I whose (herein BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: A TRACT OF LAND LOCATED IN LOT 11, HOME SUBDIVISION, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH LOT LINE OF LOT 11, WHICH PART IS 136 FEET EASTERLY FROM THE SOUTHWEST CORNER OF SAID LOT 11; RUNNING THENCE NORTH, PARALLEL TO THE EAST LINE OF SAID LOT 11, A DISTANCE OF 132 FEET; RUNNING THENCE EASTERLY PARALLEL TO THE NORTH LINE OF STATE STREET 21 FEET; RUNNING THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF 17TH STREET, 71.7 FEET TO A POINT ON THE EAST LOT LINE OF LOT 11; RUNNING THENCE SOUTH ALONG THE EAST LOT LINE OF LOT 11, 150.5 FEET TO THE NORTHERLY LINE OF 17TH STREET; RUNNING THENCE SOUTHWESTERLY ALONG THE NORTHERLY LINE OF 17TH STREET, 34 FEET TO A POINT ON THE SOUTH LINE OF LOT 11, WHICH IS THE JUNCTION OF THE NORTH LINE OF 17TH STREET AND THE NORTHERLY LINE OF STATE STREET; RUNNING THENCE WEST ALONG THE SOUTH LINE OF LOT 11, 54.2 FEET TO THE POINT OF BEGINNING. which has the address of 410 W STATE STREET GRAND ISLAND Nebraska 68801 (herein "Property Address "); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 03/30/2001 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 15, 690.90 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 04/13/2021 ;the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. v' a