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200102815 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />2 - Su ZJ (Seal) <br />BOWD KINGER - Borrower <br />1 (Seal) <br />DENISE M KINGERY - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 30TH day of MARCH, 2001 <br />,byBOWDY E KINGERY, DENISE M KINGERY , HUSBAND AND WIFE <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />Off"'" <br />Ity Comm. Exp. Fedr. I NS <br />(MAR(NE) (9604).05 <br />GRAND ISLAND <br />Notary Public <br />Page 8 of 8 <br />in said <br />