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� � 2� 1 ��3�38 � , . � 14. Loar� Charg�s. �f the l�an secur�d by this �ecurity �nstrum�nt is subject ro a law wh.ich sets � maximurn laan �harges, and that �avv is finally interpreted sa that the interest or other l�an charges cal�ec�ed or ta b�ca�lected in connecti�n wYth the tvan exceed�he permi�t�d �imx�ts,th�n:�a�any s�� loan charge sl�al� b�reduced�y the amaunt necessary to reduce the charge to the permitted�imit; and �b} aiay sums al�ready collected fr�m Barrower �vh�ch exc��ded permitted �imits will b� refunded ta Barrow�r. Le��er may chaase ta t�xake this refund by reducing the prin�ipa� awed under the Nat�or by making a dire�t paym�nt to Bor�-o�ver. If a refund reduces principaj,the redu�tion wit� be treated as a pa�ia�prepayment vvit��aut any prepayrnent charg�und�r the Note. �5. Borrawer's Auth�r�zatiun f�r 1]isc�osure of Financial Informati�n. Borrower hereb� authori�es the holder�f any mor�gage,dee�d of trust or other encumbrance with a�ien that has a priority aver�his S�curj�y Instrumerit to diselose any financiai ir�f�rmation requested iri writing by the above-riam�d Lender regardxng �orrower's lo��. 5uch Ynformation rna� inc�ud�, but shal� ��t b� limited ta, the fn�low�ng �nfarmatian: current �aan balance, laan statu�, delin�uency notices, tax and insurance reGeipts, ha�ard insurance policies a�ad flood insuranC� paliGies, and any vther informatian deemed necessary ir�its sa�e discretian by Lender. To the�xtent the lender�nay eZ�ct tc�d�sa,from t�m�tn�ime, �he Borrawer hereby authori2e�Len�er to cure whally or in part any defaul�or fai��.�re tif performar�ce under the terms af th�priar Note and � S��u��ty Instrumen�. The Borr�wer here�� in�emnifies and agre�s t� ho�d harmles� any Len�er , acting in rel�ance upon �his prov�sion frvin any and all f�abi�ity and causes vf a�tian ari��ng from act�vns taken pursuant t� thi� pra�isian, inctuding, but not limited tn, alt attarney fees, costs and e�cpenses inGurr-�d for ar�y �eason. Th�� p�ovision cann�t be a�nend�d, revoked, superseded, or canceied pi-iar to payrnent in full of the sub�rdinate debt without �h� e�pre5s w�-itten ca�sent of the Lender. This pro�isior� of the Security Instrumen� may b� continually used fr�m time �o tzme, a.rfd shall inure to the benefit of the Lender,i�s successars and assigns. ��. W�Wier o�Notiee of Int�ntian and Aecelerat�, Borrower wai�ves �he right ta noti�e of inten�rt.on to require payment in fu�� of a�� sum� securec� by this Securit}r Instrument ex�ept as pr��ided in paragraph 7 RE�iJEST F�R N�TI�E �F DEFAlJLT ANI� F�RE�L�SL�R.E UNDER SUPERI�R M�RT�A�ES �R DEED �]F TRiJST �3orr��wer and Lender reque�t the holder�f any Mort�age, Deed af.Trust ar ather encum�rance with a lien which has priori�y t�ver this 5ecurit�� Ix�s�rumen�t� g�ve Not�ce to Lender, at Lender's address s�t farth on page one of t�ais �►ecur�� nst.r��ment, of an� default under the superiar en��mbrance and of any �ale c�� athr�r�oreclosu�•e a��ion. B� SI�rI�1IN� NE�ri' P�GL, Barrower aecepts and agrees to the ter�ns cQn��ined in this Security �nstrument and in any rider�s}ex�cut�d by Borraw�r and recorded with�t. IN VV��I�i�SS V��-�ER.ED��,Borro��er has execute�this Securit�Ins�rument. VV�lls Cargo Custvm FI-�A ��IAMP IJoan Modi�icatian Agreement �3��I��II�� 1 �� III�� U S 2�2(�I[ 31� Page 5