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........................................................................................................................................................................................................................................................................ .............................. <br /> ................ ...................................................... ............... ... ... -- - • - -• -- • - - • •- • .... -- -- - - -- -- - - - ... -- - .....- .... ............ <br />����� 2� 1 ��3 5�� <br />::::� <br /> � � <br /> � <br /> b <br />'.'.I <br />.'.'� <br />.'.'I <br />".'.f <br />.'.'! <br />'.'.� <br />'.'.� <br /> Nl�rtg�g�r�r�r��or�T�11�ay��s� ��r��i�g and t�taiir��assessments and bi115, <br />:::a arr�ou�ts to L��nder unless L.er�d�r t�Il� H��v���r, L�nder m��i�h�rge I�or$ga�or or <br />� M��tga�or�r(�r��,�r, i��ri�i.r�g, �.hat �ra�tor for��se s�r�flces�f L�nd�r p�ys <br />���� �VCort�agar or�ran�ar does n��hav�t�d� Il��rt�a��r or�ra���r���r��t�r�t��F�ds <br />:::� s�, �r unles���Iavv requir�s�tl�erwis�. �d if t.�e 1a�v per�its Lend�r t�make such a <br /> IVI��t�ag�r ar C�ran�or wi11 rnak�th�5� �har�e. Ler�der��y r�c�ugr�1VIox��a��r�r <br /> . p�yxn�n��at the tir���requ�r�d by Lender e C�raritor to pay a r�n�-tirri��harge far��. <br />����� ind�p�nd�r�t r�a1�sta�e$a�r�p�r�in���r���� <br />::::, <br /> L��der vv�11��tirnat�fr�m ti�e to tim� u�ed by L,end�r iri a���rd�r��e�i��h� <br />::::� I��r��agor�r�r�t�r'�year�y�a��s, ���ured I]�bts, urx�.�ss appli�������w <br />����' assessm�n�5, l�a��hold a ients�r r��d <br /> P Y� � pra�ide�o��rv�rise. L�r�der�a�ll��t b� <br /> re�$�ar�d��ur���pr�r�i�ns, which vvi�l be required��pay I���t�a��r�r�ra�tor�y <br /> �alled th�E��r��I�e�s. L�nd�r vvgll us� ant�r��t�r earnin�s�n�i�Funds�l�s� <br />: e�istin�a��es5men�s and bil�s and r�a���ab�e ��th�r�i}Le�der and ll�ort�ag�r�r Gra.rit�r <br />:�:� �stirr�a$es of futur�a���s�m�nts ar�d bi11s. �'h� � <br /> agree��vrit�ng, �t���i.r��1�I�rtg�g�r�r <br /> arr�ounts that ll��rtgagar�r�xrant�r pa��t� �r�tor���ned��Se�urity���t��r�t, �hat <br /> L��d�r for E�cr��It�ms t�r�der�iis s��tion ���d�r will pay�t�r��t�n�i�Funds; �r <br />� will b�call�d th�F�ds. L�nder wi�l�ol�ec� <br />:::� <br />..., (�i}the law r�quir��Ler�der$�pay�te���t on <br />:::; ar�.d hnld F�ds i_n a�axr��un�n��to ex�eed ���Funds. <br />:::{ �he n�axirr��an1��r�t a lender for a f�derally <br />:::a r��ated rnar�ga�e l��n may r�quire f�r �f th�Ftz.nds h�ld b L�nd�r e�c�ed$he <br />:::, y <br />:::; l�Iar��a��r�r Grant�r"s es�r��v��cour�� a��unts pe�itted ta b�h�ld by��p�i��b�e <br /> �der�.e f�d�ral R��1 E�t�te Se�t�em,ent la�v, L�nd�r vv�ll a�coun�t�borr���r f�r�� <br /> �'rn��dure�A�t�f 19'�4�as ame�d�d}, u�le�� exc�ss F�d�iu acc�rd�n��w�t�tY�e <br /> a�o�ier law�iat app�ies�o�i�Funcl�s��s a r�quirern�n�s�f app���able la�. If th���unt <br /> le�s�r�a��. If s�, Lend�r wi�1�ol��c�and �f the funds he�d by Ler�der at�y ti���s <br /> hold F�Y�ds�the 1�s s er����. <br /> n��suffi�ier�t t�pay t.�e Es�r��i�ten�s wh�r� <br />����� due, L�r�der ma�n��gfy b�rr�w�r in�r�tirig p <br />::::; L�nd�r v�i�1��ep��Fund� in a�avir��s or <br />����� bar�kin�institution v►rhic�i has i�s d�p�s�ts�r �nd, in st�ch�a��q �orrr�vv�r vv�Il p�y�� <br /> ac��un$s insur�d or�uar�nteed by a federal L�nder��am�unt n��essary to ma��up�� <br />`��' sh�r�a e or d�fic��r�c �orr�vv�r��all xn�ke <br /> �r s�at�ager�cy. If L�nd�r is su�h� � y• <br /> �st��xti�r�; Lender r�ay h��d��Funds. up th�sh�rtag��r defici�r��y as Lend�r � <br />:::� L�nder wi�1 us�the Fa�ds to pay the E��r�� di�ec��, subj�������requir�m�nts of <br />-::� I��ms. Lender wi���iv�1V�or��a��r�r aPP�icabl�la�r. <br />:::; <br />:::; �ran�or, vvi�out�harge, an ar�ua� <br />:.:{ If, b r�a�o��f�n cief�a�l.��d�r t�is <br />: ac:��untin�uf the Funds. '�ha�t a���unt�g �' � Y <br />���' must shovv al�addi�i�r�s to and dedu�txc�x�s �e�urlty I�.strurn�nt, Ler�der d��lares a�i <br />:::; fr���h��und���d�he r�a���f�r�ach ��cured�]eb�s du��d paya�le, Lender may <br />:::, dedu�t�o�. th�n appiy�ny�und�aga�i�st��S�cur�d <br />�::: I�e�ts. <br /> L,�nd�r rnay n�t char��1V�ort�ag�r�r <br />���i �ra�t�r f�r h�ld���r ke�ping�ie F�ds, ���n l�Ia�t�agor�r C�r�$or has p�id a�1�f <br />:::� <br />:.:; f�r using�i��unds to pay��cr�w It�rri�, � t�i��tirr�s s�cured, I��nder wi11 pr�mp��y . <br /> f�r�nalyzirig I��rt�ag�r�r[�rar���r'� r�fund t�IV��rt�a��r�r C�rar,t�r axiy F��s <br />:::; paym�nts of�"u�d5, �r far r��eiv��, t�a$ar�t��en be�g h�ld by L�nd�r o <br />:�i Nlnrtg..age Rider u5g-MTG�R 3125r���0 <br /> iINIP���ank�rs Systerns�� <br />�:; Ill�c�lters Kiuwer Fir�anci�l 5er�ices�2�fl9 Pa��2�f 3 <br />:�:� <br />:::; <br />�:�i <br />..., <br />:::; <br />:�:� <br />�:�I - <br />...; <br />:::' <br />:::; <br />::� <br />:�3 ' <br />:�:i <br />''.i <br />