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2� 1 ��347� F�arcel ID Number:4��117�D 7 whrch�urrently h�s the addres�of 1�1� Park Av� �,St�eet� �rand Is�and �C'ity�, Nebraska 688�3-304� ��ip Coc�e} �"Prop erty Addre ss"�: TQGETHER WITH a11 the�mprovements naw or hereafter erected on the�aroperty,and all easements, appurtenances,and fixture�naw or hereafter a part of the property,A11 rep�acements and addztions shall also �e covered by this��curity Instrument.Ail of the foregaing is referred to�n t��s 5ecurity Instrument as the "Froperty."Borrower understa.nds and agrees that MERS holds only�ega�tit�e to the interests granted by Borrativer in this Se�urity Instrument,but, if necessary to comply w�th�aw or custom, MERS�as nominee for Lender a�d i.ender's successors and ass�gns)has th�right:to exercise a�xy or a11 of those�nterests, including, but nQt��mited to,the right to foreclose and sell the Praperty;and to ta�e any act�on re�uued of Lender inc�ud�ng,but not limited�v,reteasing and canceli�ag thrs�ecurity�nstrument. B�R�t�V1�ER�C��EN��TS that Borro�ver is lawfully seised of the estat�hereby c�nveyed and has the right to gr�nt and convey the Pro�erty and that the Property is unencumbered, except for encumbranc�s af record. $orro��r warrants and�it�defend generall�the title to the Property against alI claims and demands, subject to any encumbrances af r�c�rd. THIS SE�URITY INSTRUMENT combines uniform co�enants for na�iona�use and non-un�form covenants with Iimited�ar�ations by jurisdiction to canst�tute a unif�rm secur�t�instrument co��ring real property. U N I F�R�II C�VENANTS.Borrawer and Lender co�enant and agree as fo�lo�s: �I. Paymer�t of Principal,ln�erest, Escrow Items, and Lat��har�es,B�rrower shall pa�v�hen due the principal of,anci interest on,the debt e�idenc�d by the Not�and late charges due und�r the Note. Borrower shali�.1so pay funds for Escraw Items pursuant to Section 3. Payments due under the Note and this Security Inst.rument sha�l be made in U.S. currency. Ho�re�er, if any check or other instrument re�ei�ed by Lender as payment under the l�ote or th�s Security Instrurxient is returned to Lender unpai.d, Lender may req�.�.re that any or a�l�u�bsequen�payments due under the N�te ancl�his Security Instrum�nt be made�n a�.e or more of the follawir�g fo�rns, as selected by Lend�er; �a�GaS�; �b}maney ord�r; �c) cer�ified check,bank check,�reasur�r's�heck or cashier's check,provided any su.c�check is d�ra�n upan an institution whose deposits are insured by a federa�agency, instrumentality,or entity;or(d��lec�ronic Funds Transfer. Pa�ments are deemed re�eived�y Lender when re��ived at the locatian desi�n.a�t�d in th�Nvte or at such other location a�may�e designated by Lender in accordanc�with the notice pr�v�s�ons in�ection 14. Lender may return any payment or partial payment if the pa�ment or partial payments are insufficient to brin�the Loan Gurrent, Lender may accept any paymen�or partial payment insuf�cient to bri�ag t�.e Loan current,without waiver of any rights hereunder or prejud�ce to its rights�o refuse such payment or pa.rtial payments in the future,but Lender is not ob�igated�t�appiy such payments at the time such payments are a��epted. If each Per�odic Pa�m�nt�s app��ed as of its sche�.u�ed due�iate,then Lender need not pay interest on unapplied funds. Len�er may hold such un�p�t��t�funds until$orrnv��r�akes payment to bring the Loan current. If Borrower daes not da so��hin a reas�nab�e per��d of t�m�e, Lender sha��e�ther ap�ly such funds or return them to Borrower. If not applied earlier, such funds wi11 be appl�ed to the outstanding principa�bala�.ce under the Note�mmediately prior to foreclosure.No offset or c�a�m which Borro�uer might have now�r in the future aga�nst Lender sha��relieve Borrower fram making payments�.ue unc�er t�ae Note and this Security Instrurnent or performing the eo�enants and agreements secured b�t�iis Secu.rit�Instrument. FHA�eed of Trust With MERS-NE 9f3�12U14 �ank��5yster�sT� VMP[� VMP4N(NE}�150fi}.Q� Vllolter�Itluwer Financial Servic�s Page�af 17 q43357Q1z4?3 4�33 31G �417