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2� 1 ��347� <br /> t�} ��Le�.der"is �u��ken Laa�s I�c. <br /> , <br /> Lender is a �arporat�on <br /> or�ganized and exzsting under the�a��of th e S t a te o f M i c h i g a n . <br /> Lender`s addres�is 1�5� woodwa rd Ave, Det roi t, M I 4$��6�-19�6 <br /> . <br /> �n} ��Trust�e���s F�rst �mer��ar� T�t�e <br /> �E} "MER�"�s Mortgag���ectr�n.ic R�g�stration S�sterns, Inc. MEI�S is a separate corporation that is <br /> acting so�e�y�s a nQrn�nee for Lend.er and Lender's successors and assigns. MERS xs the bene�c�ary <br /> under�h�s�ecurity��xs�rum.ent.�E�S is organized and e�isti�g under th�laws of Delaware, an.d has <br /> a�n address and telephane n�mber of P.fl.Box����,F�int,1VII�85�1-2���,tel. (888�G?9�MER�. <br /> �F} "Nat�"means the pramissory no�e signed by Borr�wer and dated M dy �$, �Q 1� .The Note <br /> stat�s that Bo�rower awes Lender E�ghty S�x Th�US�nd F�ur' Hl�Cld�'ed E�ghty S�l��n <br /> �na oo��oo <br /> Da11ar��LJ.�, $ ��,4$7,Q� �p�t�s�.n�erest. Borrfl�er has prorr��sed to pay this d�bt in regular <br /> P�rivdic Payments ar�d t�pa�the debt in£�I�not later than �u�y 1, ���� . <br /> ��} "Property"mea�.s the property that is described be�aw under the headin�"�ransf�r of Righ�s in the <br /> Property." <br /> �H} "I�van"means the debt evidenced by the l�o�e, plus interest, and late charges due under the Note, and a�l <br /> sums due under this Security Instrument,p�us interest. <br /> (I} "Riders"means a�l Riders to this Securit�Instrumen�t�.at are executed by Borro�er. The fo��otivin� <br /> Rid�rs are to be executed by Bo�r�vwer[check box as appt�cal�le]: <br /> 0 Adjustable Rate Rider ❑ Condominium Rider ❑ Planned�,Jnit Deve�opment Rider <br /> ��ther L�g�►� At�ach�d <br /> �Rehabilita.tion Loan Rider <br /> �J] "App�i�ab�e La�"�neans aY1 controlling applicabie federa�, s�a.te and local sta.tutes, regu�ations, <br /> ordinanGes and adm�nistrative rules and orders�that have the effect of Iativ�as wel�as a1t applicable#"ina�, <br /> non-appea�ab�e judicial opinions. <br /> �I�} "Cammunity Asso�ianan I�ues, Fees, and Assessments"means a11 dues, fees, assessments and ather <br /> �harges that are imposed an$orro�er or the Propert�by a condominium assoc�atian, horri�o�ners <br /> assoc�at�on ar s�milar organ�zation. <br /> �L� "Ele�tronie Funds Tr�nsfer"means any transfe�of funds, at�ier than a transaction�riginate�by check, <br /> draft,or similar pap�r instrum�nt,which is initiated through an el�ctronic termina�,telephon�c <br /> instrument,c�mputer,or magnetic�a.pe so as tv order, instruct,or�.uthori2e a financial inst�tu��on to <br /> debit or credit an a�count. Such term in�ludes,but is not limited to,point-of-sale transfers,automated <br /> teller machine transactions,transfers initiated by telephone,wire transfers,and automated c�earinghouse <br /> �ransfers. <br /> FHA�eed of Trv�t Witl�MERS-NE 913Q12044 <br /> Banker�Syst�emsT"" VMP C�7 VMP4N(NE}�1546)A4 <br /> Wolt�rs Kl�rwer FRnartcial Servi�es Page 2 of 77 <br /> q�3357D1�473 �233 3l6 ��17 <br /> , <br />