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2� 1 ��3474 <br /> of��xes,ha�ard insuran�e and a�her items mentioned in Paragraph 2. <br /> Tca protec�Lender's securi��� zn t�e Proper�y,Lender shall advan�e and charge t�Borraw�r all arrtoun�s <br /> due to t�ae�ecretary fo�the N��rtgage Znsuran�e Premium as defined in�he Loan Abreement as�vel�as <br /> a�� sums du�ta the l�an ser�xcer far ser�icin�a�tiWx�ies as def ned in the L�an A�r�emen�..An�amounts <br /> disbursed b�Lender un�ler this Para�raph sha��become an additional debt of Borra�rer as�rt�v�ded fQr <br /> in�he Loan A�reemen�and shall b�secured b�this S�curity Z�s�rumen�. <br /> 6.InSpe��ian.Lender or its agent may enter an,inspec�or ma�e appra�sais of the Pr�perty in a <br /> reasonable manner and at reasonab��times pro�ided that Len�er shali�ive�he Borr�wer no�iGe prior�� <br /> any inspect��n�r appraisal specif�in�a purpos�f�r�he in�pec�ion or appraisal vvhi�h mus�be rela��d to <br /> Lender's interes����h�Praper��r.Zf�he Property is`racant or aband�n�d or the laan is in default,Lender <br /> may take reasonab�e ac�ian��pro��c�and preserve such va�ant or abandon�d Property tiv�thou�noxi�e to <br /> th��3c�rrovver. <br /> 7.C�ndemnafiian.Th�pro��eds of any a�va�rt��r�l���n far daYnabes,dire�t ot���nsequential,in <br /> conrtee�i��►�i�h any c�ndemnation��r ather�a.�in�of any par�of th�PrQpert�,o�for�onveyance�n <br /> pia�e of candemnation sha�l be paid t�Lender.The pr��e�ds shall�e applied first t�the r�duction of <br /> an�indeb��dness under a Se�ond Note and S��on�S�curi�y�ns�rument held by the Secre�ary on�he <br /> Property,and then to the reduc�ion flf t�e�ndeb�edness under the Not�an�tl�is Security�n�trumen�.An�r <br /> ex�ess proc�eds o�er an am�un�required�a pay a�l outs�anding indebtedness under rhe NQ��and this <br /> Se�uri��Instrumen��ha�l�e paid tn the ent��y legally e�ati�led there�o. <br /> S.Fees.Lender may��I1ect fees and charges au�horized by�he 5e�re�ary. <br /> 9.NQn-Barrov��in�Sp�use. BarrQwer,�IA is marr�ed�0 1�IA�"N�n-Borrowing Spause"�,vvho is na�a <br /> Borrower under�he terms�f the"Second�Cote," "L�an Aa�eement"or�his Secu��ty Ins�rumen�. <br /> �a�E���i��e Nan-Borraw�n�,Spouse-a�1o�-Borrow�ng 5pous�ident�fied by fi�1e Borrower <br /> whQ mee�s,arld continues to me��,the(�ual�fying A�ributes requir�ments es�ablished by the <br /> Secre�ary�ha��h�Non-Borrowing Sp�us�e must sa�isfy in�rder�o be elig�ble for the Deferral <br /> PeriQd. <br /> �b��nel�gible Non-B�rrow:in�SpQus�-A Nan��3orrowing 5pause who does no�xx�e�� <br /> th��ualifyin�Att�r�bu�es requiremenxs es�ablished b��he Secr��ary tha�the Nan-Barrowing <br /> Spouse must satisfy�n�rder ta b�e��g�l�l�for�he Deferra�Period. <br /> 1�. �rounds for Acce�era�ian of D�b�. <br /> �a�I)ue and Payabl�-Death. <br /> �i�Ex�ep�as prQvided in Paragraph 1 n�a}�iz�,Len�er may require i�-nmediate paymen�in full af <br /> ail sums se�ured by thxs�ecuri�y Instrum�n�if a Borrower di�s and the Fr�perty�s n�t the <br /> P�in�ipal Residence flf at Ieas�one survi�ing Borr�wer. <br /> �ii)Lend�r shall defer�he due and pay°a�le re�uirem�nt under Para�raph �D�a��i�abo�ve far an� <br /> perzod of time�"Deferrai Period"� in whi�h a N�n-�orrowing Spause id�ntif�ed�n Paragraph 9 <br /> qua��fies as an Eli�ib�e Non�Borrav�ing Spouse and cer�ifies a��of the fo�l�win�c�ndit�ons are, <br /> and c�nt�nue to be,me�. <br /> Pa�e 4 af 14 �-IECM First Deed�fTrus�-20I5 <br />