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2� 1 ��34�� <br /> �r ground rents on the Proper�y, if any, and �o��nmunity Associa�ion Dues, Fees, and Assessments, if <br /> any. To the exten�tha�these iterns are Escrow Items, Borrower shall pay them in the manner pr��ided <br /> in Section 3. <br /> Barro�ver shall promptly discharg�any lien r�vhich has priority ��er this Security Instr��ment unless <br /> Borrower; �a}agrees in writing�o the pay�nent af the�bligatian secured by the l�en in a manner <br /> accep�able to Lender, but anly sa long as Barrower is performing such agreement; �b}contests the lien <br /> in go�d faith by, ar defends against enforcejnent of the lien in, 1ega� proceedings which in Lender's <br /> �pinion�perate to pre�ent the enforcement of the lien while those proceedings are pending, but <br /> only unti 1 such proceedings are cancluded; or�c}secures from�he ha�der of the 1�en an agreemer�t <br /> satisfactory to Lender subord���a�ing the 1 ien to this Security Instrutr�ent. If Lender determ ines tha�any <br /> part of the Proper�y is sub�ec�to a�i�n whicl� can attain priarity o�er this S�curity Instrument, Lend�r <br /> may give Borrower a notic� id�ntifying the lien. Within 1� days of the date ❑n which�hat not�ce is <br /> given, Barrovver shall satisfy the lien or�ake one or rnor�af tihe actions s�t fnrth abo�e in this 5ection <br /> 4. <br /> Lender may re�uire Barrower to pay a one-time charge f�r a real estate tax�erifica�ion andlor <br /> r�porting ser�ice used by Lender in connection witl�this Laan. <br /> 5. Property Insurance. Sorrower shall keep�he impr��ements now existing or hereafter erect�d <br /> on the Property insured against lass by f re, hazards ii�cluded vvithi��the term "extended c��erage," <br /> and any other hazards including, but not li�ni�ed to, ear�hquak�s and floods, for vvhich Lender requires <br /> insurance. This insurance shal l be maintai ned in the amaunts�i��c l ud i t1g deduc�i ble le��l s�and for <br /> the peri�ds that Lender requires. What Lerlder req��ires pursuant to the prece�ing sentences car� <br /> change during th�term �f the Loan. The insura��ce carrier providi��g the insL�rance shall be�hosen by <br /> Borrower subjec�ta Lend�r's rigl��to disappro�e Borrovv�r's choice, which rigl�t shall nat be exercised <br /> unreas�na�ly. Lender may require Barr�rnrer to pay, in connec�i��1 vvitlz���is Loan, either: �a�a one- <br /> �ime charge for flood zone determinati�n, cer�ifica�ion and tracking ser�ices; or�b}a one-time charge <br /> for flood zone determination and cert�f cation ser�ices a��d subsequent charges each t�me remappings <br /> �r si�nilar changes o�cur which reasonably tnight affect such determinatinn or certif cat�on. Borrower <br /> shall alsa be responsible for the payment of at�y fees imposed by the Federal Emergency Management <br /> Agency in connection�vith�he review af any f�aad zone determination resul�jng fro��n an objectian by <br /> B orrower. <br /> If BorrovWer fails to maintain any af the c��erages described above, Lender may obta�n insurance <br /> �average, at Lender's ap�ion and �orro�ver's expense. Lender is under no obligation to purchase any <br /> par�icu�ar type or amount of co�erage. Therefore, such coverage shal 1 co�er Lender, but m ight or <br /> might not protect Barrovver, Borro�ver's equity in the Property, ar�he contents of the Proper�y, a�ains� <br /> any risk, hazard or�iability a�1d migh� pro�ide grea�er or�esser co�erage than was pre�iously in effect. <br /> Borrovver acknowledges�hat the cast of the insura��ce cave�age sa obtait�ed tnight significantly e�ceed <br /> �he cost af insurance�hat Borrar�ver cauld ha�e�btained. Any amounts disbursed by Lender under <br /> this Section 5 shaIl becom�addi�ianal debt of Borr�wer secured by this Se�urity Instrumenti. Th�se <br /> amounts shaIl bear interest at the Not� rate from the date of disbursejr�ent and s��all be payab��, with <br /> such interest, upon notice from Lender��Borrower requesting pay��ne���. <br /> HCFG-40359 <br /> NEBRASKA-5ingle Family-Fannie MaelFreddie Mac L#NIF�RM INSTf�UMf�N i Form 3�28 11U1 <br /> VMP� 111ti5 <br /> Walters Kluwer Financial Services 2416052115.3.2.35�9-J�016�12�Y Page fi of 17 <br /> *9225 37�fi�13* <br />