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2� 1 ��34�� interes�. Borrower has praYnised to pay this debt in regular Periodic Payl�nents and ta pay�he d�bt in full nat later than �un� 1, 2�46. �F} "P�operty"means the proper�y that�s described belaw under the heading '"Transfer af Rights in the Property." �G} "Loan" m�ax�s the debt e�idenced by�he Note, plus interest, any prepayment charges and late charges due under the Not�, and all sums due under this S�curity Ir�strumet�t, p�us interest. �H} "Riders"means al� Riders�o this Sec�irity Instru�nen�that are executed by B�rrower. The following Riders are tn be execu��d by Borrovver [check box as applicable]: ❑ Adjustable Ra�e Rider ❑ �ond��ninium Rider ❑Second Home Rider ❑ Ballaan Rider ❑ P�anned U�-�it De�elopment Ride� ❑ 1-4 Family Rrder ❑ VA Rider ❑ B iweekly Payment Rider CJ�ther�s} �specify] (I} "�4�plicable Law" means all cantr��ling applicable federal, state and lacal sta�utes, regu�ati�ns, ardiilances and admi�listrati�e rules and orders �that ha�e the effect of law� as well as all applicable ' f nal, nan-appealable judicial opini�ns. (J� "�'arrtmunity�4ssociation Du�s, �'e�s, and�4ssessm�nts" meat�s al l dues, fees, assessments and�ther charges that are imposed on Borr�wer�r the Property by a c�ndominium association, horne�wners association ar similar organiza�ion. �K} "ElectYonic Funds T�ansfe�"ineans any transfer of fu��ds, �ther than a transaction originated by check, draft, or similar paper instruinent, w��ich fs initiafied through an electronic�erminal, t�lephonic i��5trument, co��npu�er, ar magnetic tape so as to order, i��struct, or auth�rize a f nan�ial institution to debit or credi�an account. Such term includes, but is not limi�ed to, pointWof-sale transfers, automa�ed teller mach�ne transacti�ns,trai�sfers initiat�d by teIephane, wire transfers, ar�d auto�nated cleari nghouse�ransfers. �L} "Esc�ow Items" mea��s those items that a�e described in Section 3. (M� "1�liscellan�o�s PYoceeds" means any c�mpe��sa�ian, settlement, avvard of damages, ar proceeds paid by az�y third par�y �otl�er t�zan it�sura��ce proceeds paid urzder the coverages described in Section 5} for: �i} damage to, �r destr��ction of, the Proper�y; �ii}cande�r�nation or��her taking of all or any part af the Pr�per�y; �iii}c�on�eya��ce �� lie�� of cotldemnatian; or�i�} misreprese��ta�ions of, or omissions as to, the�alue andlor co��ditioi� of the Property. �N} "1Vl�rtgage Insu�ance"means ��surance protec��ng Lender against the nonpayment af, or d�fault on,the Loan. (�} "P�riodic Payment"means the regularly scheduled amount due far�i} princi pal and i n�erest und�r the Note, plus �ii�a»y amounts under Section 3 of this 5ecurity Ins�rumet�t. �P} "R��SP�4"means�he Real Estate Set�lement Procedures Act�12 U.S.�. Sectian Z601 et seq.} and its implementing regulation, Regulation � �12 �.F.R. Part 1�24}, as they ��ight be amended from time to�i�r��, or any additio�lal or successor legis�ation or r�gula�ion that go�erns HCFG-0�359 NEBRASKA-Single Family-Fannie MaslFreddie Mac LINIFORM�NS�TRUMENT Farm 3�28 11�1 VMP� 11115 Wofters Kluwer Financial5ervices ��1 fiD521�5.3.2.3549-J2Q1 fi012QY Page 2 of 17 *aa�s��sz�3*