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2� 1 ��3432 4. Charges; Liens.Borrower shali pay a�l taxes,assessments,charges, f�nes,and�mpositions a�tributable�o the Property which can attain priority o�er this Security Instrument,leasehold payments �r ground ren�s�n�he Property,if any,and�ommuni�y Associativn Dues,Fees,and Assessments,if any.To the extent that these items are Escrow Items,Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless B�rrower: (a�agrees in writing to the payment of the��bligatian secured by the lien in a manner acceptable to Lender,but on�y so l�ng as Bvrrower is perfvrming such agr�ement; �b}c�ntes�s th�li�n in go�d faith by,or defends agair�st enforcement of the lien in,legal proceedings which in Lender's opinion vperate�Q prevent the enforcement of the lien while those proceedings are pending,but on�y unti�such proceedings are concluded; or�c}secures from the ho�der of the lien an agreement satisfactory tv Lender subordinat�ng the lien t�this Security Instrument.If Lender determines that any part of the Property is subject to a�ien which�an attain priority o�er th�s Security Instrument,Lender may gi�e Borr�wer a notice identifying th�l�en.Within 1�days af the date vn which that notice is given,Borr�wer sha1�satisfy the lien vr ta.ke one�r m�re vf the actions set forth abo�e in this Section 4. Lender may requue Borrower to pay a one-time charge for a real estate tax verification andlor reporting ser�ice used by Lender in connect�on with this Loan. 5. Prop�rty fnsurance. Borrower shal�keep th�impro�ements now existing or hereafter erected on the Property insured against loss by fire,hazards included within the term"extended coverage," and any�ther hazards inc�uding,bu�n�t limited�o,earthquakes and f�vvds,f�r which Lender requires insurance. This insurance shall be ma�nta.ined in the amoun�s(including deductible ie�els}and for the periods that Lender requires.�Vhat Lender r�quires purs�u�nt to th�preceding sentences can change during the term vf the Loan. The insurance carrier pro�iding the insurance shall be chosen by Borrvwer subj ect to Lender's right ta disappro�e B�rrower's ch�ice,which right shall not be exercised unreasona�ly.Lender may require Barrower�a pay,in connection with th�s Loan,either: �a}a one- time charge for f�ood zvn�determinat�on,certification and tracking ser�ices; or�b}a one-time charge for flvod zone determination and certification ser�ices and subsequent charges each time remappings vr simi�ar changes occur which reas�nably rnight affect such determination or certification.Borrower sha�l also be resp�nsib�e for the payment of any fees imposed by the Fed�ral Ernergency Management Agency in connection with the review of any flood zone determination resu�ting from an�bjection by B�rrower. If Barrower fails t�maintain any of�he co�erages described abo�e,Lender may obtain�nsurance coverage,a�Lender's aptivn and Barrower's expense. Lender is und�r no vbligati�n to purchase any particu�ar type or amount of cv�erage.Therefore,such ca�erage shall c��er Lender,but might vr rnigh�not protect Borrower,Borrower's equity in the Prop�rty,or the contents of the Property,against any risk,hazard or Iiability and might provide greater or lesser co�erage than was previously in ef�`ec�. Borrower acknowledges that the cost of the insurance co�erag�so abtained might sign�ficantly exceed the cost vf insurance that Borrower could have ahtained.Any amounts�iisbursed by Lender under this Sect�on 5 sha11 bec�me additional debt of Borrower secured by this Security Instrument. These HCFG-U4359 NEBRASKA 5�r�gle Famiiy-Fannie MaelFreddie Mac�NIFQRM INSTRIJMENT Form 3028 11�1 VM P� 10115 Walters Kfuwer FEnanr�al 5ernoes 2fl1 fiQ51815 3 2 35U9�2a151�30Y Page fi of 17 " 5"