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2� 1 ��342� <br /> DEED �F TRUST <br /> Loan No: 'i�'!�939�4 �Cont�r�ued} Page 5 <br /> Deed af Trust has been ac�ep�ed by Lender in the Sta#e v�Nebras ka. <br /> Time is of�he Essence. Time is af the essence in the performance v�this aeed of Trust. <br /> 11Vai�er o� Hvmestead Exemption. Trustor hereby refeases and wai�es a[[ righ�s and benefiits �# the hvmes�ead <br /> exemption �aws a�the 5tate af Nebraska as�o alf indeb�edness secured by this ❑eed of Trust. <br /> DEFlNITI�NS. Th�fvl[owing wo�ds sha�l ha�e the foflawing meanings when used in�his Deed ��Trust: <br /> Bene�i�iary. The wvrd "Beneficiary" means Fi�e Poin�s Bank, and its successars and assigns. <br /> Borrower. The word "Borrower" means RICHARD D KLANECKY and JENN�FER J KLANECKY and incfudes a!I <br /> �v-s�gners and �a-makers signing�he Credi�Agreement and ai!their suc�essars and assigns. <br /> Credi�Agreemen#. The wvrds "Credit Agreement" mean the credit agreement dated May 27, �D16, with cred�t <br /> Ilm[t af $3�,���.0� from Trustor �o Lender, tage�her wi�h all renewals vf, ex�ensions of, modtficatians v�, <br /> refinancings o�. consoi�da�ians of, and subs#Etutians far the prvmissvey nate or agreement. <br /> Deed ❑� Trust. The v►rards "Deed o� Trust" mean this Deec1 of Trust among Trustor, Lender, and Trus�ee, and <br /> �ncludes without IEmita�ivn all assignment and security int�rest pro�isions rela�ing �❑ the Pe�sonal Property and <br /> Rents. <br /> En�ironmental Laws. The wvrds "En�ironmen�a! Laws" mean any and all state, federal and local statu�es, <br /> regula�ion� and ordinances relatin� t❑ the prvtection vf human heaEth ar #he environment, inciuding without <br /> limitation �he Comprehensi�e Enviranmental Response, �ompensativn. and Liability Act af '[98n. as amended. 4� <br /> U.S.C. 5ection 96��, e� seq. {"CERCLA"�, the Superfund Amendments and Reauthoriza�ion Act a� �988, Pub. L. <br /> Na. 99-499 {"SARA"y,the Hazard�us Mafierials Transportation A�t, 49 1J.5.C. Section �8�1, et seq.,the Resvurce <br /> Conser�atian and Reco�ery A�t, A-Z U.S.C. Section 6901, e� seq., or other app�icable s�ate �r federal laws, ru[es, <br /> ar regulafians adopted pursuant there�o. <br /> Event o�De�auj#. The wards "E�en�of Defaul�" mean any v��he e�en�ts o�de#ault se�forth �n this ❑eed ❑f Trus�in <br /> �he e�ents of defaul�secti�n o�this Deed o�Trust. <br /> Ex�s#ing fndeh#edness. The words "Existing Ind�htedness" mean the indebtedness described in the Existing Liens <br /> prv�ision o��his Deed ❑�Trust. <br /> Imprvvemen�s. Th� wvrd "ImproW�men�s" means al[ existing and fu�ure impro�ements, bui[dings, s�ructures, <br /> mobile hvmes affi�ed ❑n �he Reaf Property, �acili�ies, additivns, rep�acements and other cons�ruction vn the Real <br /> Praperty. <br /> lndeb�edness. The ward "�ndebtedn�ss" means ali pr�ncipa�, interest, and vther amounts, cos�s and expenses <br /> payable und�r �he Credit Agreement or Related ❑ocuments, toge�her with al[ renewals o�, extensions a�, <br /> modi#ica�ians o#, consolidativns o� and substitutions far the Credit Agreement ❑r Related �ocumen�s and any <br /> amaunts expended or adWanced by Lender to discharge Trus�vr's obligatians ❑r expenses incurred by Trustee a� <br /> � r-�'- vio..wr F ••�...�*w►�•�+•w.-�wc+.++sn+n:�.3.+v-••�"••+s wvr•�rYe+K� <br /> Lender to en#vrce Trustar s obligations under �h« �ee��=o�F�Trus��,••�og��her:�with interest on such amaunts as <br /> pro�ided in this Deed ❑f Trust. � _ r .-�ti = � <br /> , � � .r <br /> Lender. The ward "Lender" means Fi�e Pvin�s Ban`"k, its.�SLICC255�I'S �and ass�gns." The words "successors vr <br /> assigns" mean any persan❑r campany that acquires'�any��interes�in�t�e C'r"�'�`it Agreemen�. <br /> Personaf Prvper�y. The words "Pers�nal Proper�y" mean all equipmen�, �ixtures, and vther articles ❑� persvnal <br /> property now nr hereafter vwned by Trus�or, and now ❑r herea�ter attached or affixed tv the Rea[ Property; <br /> together wi�h a�l acc�ssions, par�s, and addi#ions �o, aE� repiacements a�, and all substitu�ions for, any a� such <br /> praperty; and �ogether with aE� prviceeds tincluding wi�hout limitatian al[ insurance proceeds and re�unds of <br /> premiums} ��om any sale or vther dispas�tivn of the Proper�y. <br /> Property. The word "Praperty" means callecti�e�y th� Rea� Property and the Persvnal Property. <br /> Real Prvperty. The wvrds "Rea! Pr�perty" mean the reai praperty, in�erests and righ�s, as #urther described in this <br /> Deed vf Trus�. <br /> Rela�ed Documents. The words "Related Dvcuments" mean all prami�svey notes, credit agreements, loan <br /> agreements, enWirvnmental agreemen�s. gua�an�Ees, securi#y agreemen�s, mortgages. deeds o� �rus�. security <br /> deeds, col[ateral mor�gages, and all other ins�ruments, agreements and dacuments, whether nvw nr hereafter <br /> e�cisting, execu�ed in connec�ion with#he Indebtedness. <br /> Rents. The wo�d "Ren�s" means al� presen� and future rents, re�enu�s, income, issues, rayalties, prvfits, and <br /> a�her bene�its deri�ed �rom the Property. <br /> Trustee. The word "Trus�ee" means Fi�e Pnints Bank, whvse address is P.� gox �507, Grand Is�and, NE <br /> 688�2-�5�� and any substitute or successor trus�ees. <br /> Trustor. The word "Trustor" means R�CHARD D KLANECKY and JENNIFER J �LANECE�Y. <br />