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................................................................................................ .... - ............................... .. .... ..... -- - ..... -- -- --- ------ -- - -• - •- - .... � ° 2� 1 ��3394 :::� :_:, .:.� :::, :::; � :::, :::, :::, :::� . ...a :.:; ::::� Mc�rtgag�r�r�rant�r w�Il pay�h�s� v�r�f�in�and t�tali��s��s�mer�ts and b�lls. :�:�! ��unts t�L��d�r ur��Lend�r t�ll� H�w��ver, ��nd�r m�y�harge Nl�rtga��r�r ::::� :..:; M�rt�a��r�r�ran�or, �v�rri��n�, �iat �rant�r f�r$h��s�rv�c�s ��L,�nd�r pays `::i �Vl�rt�a��r�r�r�nt�r d��r��t ha�v�to do IVlort�a��r�r�rantvr�t�r�st�n�i�Fund� ��, �r ur�less�i��aw r�quir��h�r�vi��. �d 1f��law p�rm�ts L�nder�.�rr�ake�u��a M�r��a��r�r�r��t�r vv�l�r�a.l��th.�s� �harg�. L�nder rr�ay r�quir�Il��rtga��r�r =�� pa��nt�at�e t�es re�uir�d by�.�r�d�r. �rant�r t�pay�c�r��tirr��char��f�r an ::::� �nd�p�nd�nt r�al �s�a��ta�rep�r�� rvi�� =::::� L�nd�r�a��tir��t�fr�m�ime t�tirr�� u��d by L��nd�r in a�c�rdan��vvith�� - M�rt�ag�r�r C�rant�r's y�arly��es, 5ecur�d I]�bts, ur�l�ss�p�licabl�la� asse��rn��ts, ��as�h�ld pa�me�ts�r gr�u�d pr��des�ther�vi��. Le�ad�r�i�l�a�t b� rex��s a�d�suga��e pr�m.�un�s, vvhl�h�i11 b� requir�d t�pay Nl�r�gag�r c�r�rantor any �all�d the Escr��I��rr�.�. L�r�der vv�l�use �nter�st�r�ar�gs��n�ie�u�d��1e�s _:::; ��tir�� ss�s�rn�nts and b�ll�and reas�na�bl� ei�h�r�i}Ler�der and Martg�g�r�r�rar�t�r :�`:' �st�a.��f fu�,ir��ss�ssr��nts and bills. T'Y�� r�e i�vvr�ting, �t�i�tim�1Vlort�a.�or�r am��n��hat�1I�r��a��r�r�r�nt�r p�y�t� �r��g signed�.iis�e�uri�y�n�tr��nt9 that : L�nd�r f�r�scr�vv It�m��der t�1s s�ct�o� L.end�r v�r�ll pay int�r��t�n th�Fur�ds; �r ::::� w�il b��a��d�.ie�unds. L.�nder vvi�l��ll��t =��. ��i}t�e la�r�quir�s L�nd�r t�pay int�r�st�r� a�d h��d Funds��n��t�.r�t r��t��x�eed th��und�. th�maxir�urr�.arr��unt a�lender for a f�d�rally :::; r�ia��d ra��r�ga��l��n�nay r�quir�f�r --. M�rt a �r or�rant�r's�scr�w ac��unt �f the F�nds h�ld by L.�nder��c�ed�i� � � arr�ounts p�rmitt�d to b�held by appll�abl� :::::� und�r th�feder��R��E��t�S��t�ern�nt lavv L�nder vvi��acc�t�n�t��rr�v��r f�r t�� :=:::, , Pr�cec�ur�s��f 1974�a��aer�d�d�, u�le�s ��s��und� ir�a��ordance vvith�� ��#�ier lavv�Yi�t ap�lies t��F'�unc�.� ��t5� re u�r�nr��nt� c�f appl��able�avv e If t��t 1�ss�r�rr��unt. If s�, L�r�d�r vv�lx��11e��d � �f th�fur�d�held b�L�nd�r at ar��ime i� � h�1d Fu�ds �n�ie 1��r arr��unte n�t suffi��er��t�p�y t��Scr�vv Iterns wh�n ::::; --. L�ender�vill k�� he Funds ar�a savir� s�r d��, ��der rr�ay r��tify b�rr�vv�r irg wri��.g, :::::j � p � and, �r��t�h cas�, b�rrovv�r►wi��pay t� :::::; bar�u��1a�st��ut�or��vh.��a has 1��d�p�sit�or � a��unts insur�d�r��aar�t��d��fed�ral L�nd�r th��rri�u��n��sary��rr��.k��p th� :=:::; �r�tat�age��y v �f L�nd�r i�such�nn ��r defi�i�n�y. ��rr�v��-��ia11 mak� i��titu�.��n L�nder rr�a h��d�ri�Funds. ��s��'��r��iea�cy a�I��der :::::' ' � d1re��, �u�aje��t��ie r�quir�m�n�s�f -�� Lender vvill►ase��F�ds t�pay�.i�E�cr�w �t�r�s. Ler�der�vil� �iv�M�rt�ag�r�r aPP�i�ab��l�w. :::::; �rar�tor, w�th�ut�h�r��, �a�ual :.:.: If, b reason�f an d�fault und�r�is. :�:�, a�c�un�irig t�f the F'ur�ds. �h.a�ac��untin� � � :�:::; rnu�t sh��r a11�ddgti�r�s t��nd��duct��r�s S�c;urity Ir�st�n�e�t, Lender d��lar�s all :.:., fr�xr��.i��unds and�ie r�a��n f�r�ach Secured�]�bts due�nd pa.y�bl�, L��d�r m�y ::::� th�n a 1 �r� �unds a ��nst�i�S�cured dedu��ion. PP� Y � �`�� ]e�ts. ==�� Ler��er rnay n�t�harg�NI�r��a��r�r :-::::' �r�n��r f�r h��ldulg�r k�epin�th�Fur�ds, �hen 1Vior��ag�r�r C�ran�ar has pa��alI�f =�� for u��i�F�ds t�pay Escr�a��t�s, �h��s s�cured, Lend�r�i�l pr�rr�p��y :::::; _:::::i f�r�r�a�y�ing M�rtg��r�r�rant�r's r�f��1 t�IVr�r��g�r�r�rar��or any F�nds :::::; paym.�r�t��f�und�, or f�r r��e��in�, t�at ar��h�n be�g h��d�y L��d�r. ��` Mort �ge Rider L9Sf3�MT'G�R 31251�0�0 :�:�:; IIiVdP�g�r�kers 5ys$emsT� :�:�; V!!�alters 1C�uwer Fin�ncial 5ere�iee��9 Pag�2�af 3 �=:�:� .:.:.; . :�:�:� :::::; ::::; ::::; :::::; .�.�, :::::;