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(H) " Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]; <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ 1-4 Family Rider <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />0 Condominium Rider <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) (specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which Is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow It ems" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third patty (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) " RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing <br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />" RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" <br />even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. <br />(ty "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that <br />party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />This Security Instrument secures to Lender. (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power <br />of sale, the following described property located in the <br />COUNTY of HALL <br />[Type of Recording Jurisdiction] (Name of Recording Jurisdiction) <br />PART OF TEE SW 1/4 SW 1 4 OF SECTION 21, TOWNSHIP 11 NO I, RANGE 9 WEST OF <br />TIC MB P.M. HALL O'JiI1�TI'Y, NERA.S'KA MORE PAFaTC EARLY DESCRIBED AS POLIOGVS: <br />COMMENCING AT A POINT 283.30 rt i` MIDST OF Tits SOUTHMST CORNER OF THE SW 1/4 <br />SW 1/4 OF SECTION 21 RUNNING =ZEE AND IN A LINE PARALLEL WITH THE <br />EAST BOUNDARY LINE OF SAID SW 1/4 SW 1 4, A DISTANCE OF 240.7 rL`b'; THENCE A <br />RICHT ANGLES AND IN A SAY DIRMTIQN 240.7 Fr41 'III AT RIGHT Alm <br />AND IN AN EASTERLY DIRECTION 120 first' TO TIE PLACE OF BEGINNING, SUBJECT, <br />HOWEVER. TO THE HIC Y RIGHT-OF-MY OVER THE SO LY 33 Nt b i' THEREOF <br />A.P.N. #: 400147955 <br />a <br />NEBRASKA— Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DoraMagic 800849 -r3s2 <br />Form 3028 1/01 Page 2 of 13 www.doemagiccont <br />