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(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider
<br />❑ Balloon Rider
<br />❑ 1-4 Family Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer of fiords, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (1) damage to, or
<br />destruction of, the Property; (II) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument,
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan"
<br />even if the Loan does not qualify as a "federally related mortgage loan" under RF.SPA.
<br />(Q) "Successor in Interest of Borrow& means any party that has taken title to the Property, whether or not that
<br />party has assumed Borrower's obligations under the Note and/or this Security Instrtuneat.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />❑ Condominium Rider
<br />❑ Planned Unit Development Rider
<br />❑ Biweekly Payment Rider
<br />L31
<br />200305059
<br />❑ Second Home Rider
<br />❑ Other(s) [specify]
<br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and
<br />modifications of the Note: and (ii) the performance of Borrower's covenants and agreements: under this Security
<br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power
<br />of sale, the following described property located in the
<br />COUNTY of HALL
<br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
<br />PART OF SW 1 4 SW 1 4 OF SECTION 21, TOWNSHIP 11 NORTH, RANGE 9 WEST OF
<br />THE 6 P.M. , NERASFOA MORE PARTICULARLY DESCRIBED AS FORS:
<br />CIDPIMCING AT A POINT 283.30 r1 1' WSW OF 'THE SC=EMS6T COINER OF THE SW 1/4
<br />SW 1/4 OF SECTICN 21 RUNNING E NCRIH AND IN A LINE PARALLEL WITH THE
<br />EEAST BC NE ARY LINE OF � SAID SW 1/441 A DISTANCE OF 240.7 rota'; 'THENCE A
<br />RIGHT ANGI 9 AND IN A SOMBERLY D ON 240.7 nea THENCE AT RIGHT ANGLES
<br />AND IN AN EASTERLY DTRECTICN 120 le en.' '10 'ITE PLACE OF S3GIlVNING, SUBJECT,
<br />HOWEVER., TO THE HIGHWAY RIGHT-OF -WAY OVER THE a '
<br />Y 33 tuba' F
<br />A.P.N. #: 400147955
<br />NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT &lab& ei5111TOSTB
<br />Form 3028 1/01 Page 2 of 13 www.doemag/acom
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