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Acknowledgment <br />State of Nebraska <br />County /City of ,j4 <br />This instrument was acknowledged before me on May 25, 2016 <br />Notary 'ublic <br />Mindy Gilb son <br />My commission expires: 05/16/2020 <br />FHA Deed of Trust -NE <br />Bankers SystemsTM VMP <br />Wotters Kluwer Financial Services <br />by Rachel L Brown <br />20160329 <br />KERN. NOTM! - State of Nebraska <br />MINTY GILBERTSON <br />My Comm. Exp. Ma 16, 2020 <br />Loan Origination Organization: Home Federal Savi ngs and Loan Assn of Grand Isl and <br />NMLS ID: 446443 <br />Loan Originator: Kevi n Ottman <br />NMLS ID: 494664 <br />9/30/2014 <br />VMP4R(NE) (1506).01 <br />Page 17 of 17 <br />