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200003380 <br />With a copy to: Millard Refrigerated Services, Inc. <br />4715 South 132nd Street <br />Omaha, Nebraska 68137 <br />Attn: General Counsel <br />To Mortgagee: John Hancock Life Insurance Company <br />John Hancock Place <br />200 Clarendon Street <br />Boston, Massachusetts 02117 <br />Attention: Bond /Corporate Finance Group T -57 <br />With a copy to each of the following: <br />John Hancock Life Insurance Company <br />201 Knollwood Drive, Suite A <br />Champaign, IL 61820 -7594 <br />Attn: Accounting le <br />John Hancock Life Insurance Company <br />200 Clarendon Street <br />Boston, MA 02117 <br />Attn: Investment Law Division T -50 <br />Baird, Holm, McEachen, Pedersen, Hamann & Strasheim, LLP <br />1500 Woodmen Tower <br />Omaha, Nebraska 68102 <br />Attention: Richard J. Pedersen, Esq. <br />Section 5.10 Without affecting the liability or obligations of any person, including <br />Mortgagor, for the performance of any obligations secured hereby, <br />Mortgagee may from time to time and without notice release any person <br />liable for payment of any of said obligations, extend the time of payment or <br />otherwise alter the terms of any of said obligations, accept additional <br />security therefor of any kind, including security agreements, trust deeds or <br />mortgages, or alter, substitute or release any property securing said <br />obligations. <br />Section 5.11 This Mortgage shall be construed and enforced in accordance with the laws <br />of the State of Nebraska. <br />Section 5.12 Mortgagor for itself and any subsequent owner of the Collateral, hereby <br />expressly consents that, from time to time and without notice to it, time for <br />the performance and /or observance by Mortgagor of the agreements <br />contained in the 2000 Notes, this Mortgage or the other Operative <br />2000 MORTGAGE <br />(Grand Island, Nebraska) <br />28 <br />