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Loan No: 23416 <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Specifically, without limitation, Indebtedness includes the future advances set forth in the Future Advances <br />provision of this Deed of Trust, together with all interest thereon. <br />Lender. The word "Lender" means Heartland Bank, its successors and assigns. The words "successors or <br />assigns" mean any person or company that acquires any interest in the Note. <br />Note. The word "Note" means the promissory note dated May 20, 2016, in the original principal amount <br />of $310,000.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means HEARTLAND BANK, whose address is 896 G St., Geneva, NE 68361 and <br />any substitute or successor trustees. <br />Trustor. The word "Trustor" means Eric J Gammill and Christine S Gammill. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />TRUSTOR AGREES TO ITS TERMS. <br />TRUSTOR: <br />X <br />Eric J Gammill <br />h - 5 <br />X(`' Cedv14441-e, <br />hristine S Gammill <br />STATE OF PE— <br />COUNTY OF icjanq, <br />DEED OF TRUST <br />(Continued) Page 7 <br />INDIVIDUAL ACKNOWLEDGMENT <br />GENERAL NOTARY - State of Nebraska <br />DAUNIA J. LEMKE <br />My Comm. Exp. January 7, 2017 <br />SS <br />On this day before me, the undersigned Notary Public, personally appeared Eric J Gammill and Christine S Gammill, <br />Husband and Wife, to me known to be the individuals described in and who executed the Deed of Trust, and <br />acknowledged that they signed the Deed of Trust as their free and voluntary act and deed, for the uses and purposes <br />therein mentioned <br />Given under my hand and official seal this 20 day of <br />By t. <br />Printe. Name: . 1111! 3tI <br />and for the State of <br />Notary Publi <br />Residing at <br />My commission expire <br />201603271 <br />,20 �� <br />7, X17 <br />