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2� 1 ��3239 <br /> ��j "Lend�r"�s QU�C ke� Ladn� I n�. <br /> . <br /> �ender is a �D�'pC�r�t1��1 <br /> �rgat�i.zed an�exi�tin�under the�aws of th� �ta te o f Mi�h�g a� . <br /> Len�er's address is 1�5� �oodward Ave, Detro�t, MI 4$���-19�6 <br /> . <br /> t�} �Truste��i� F�r�t Ame r�c a r� T i t�e <br /> . <br /> ��) "�IiiERS" is Mar�gage E�ectronic 1��gistrat�on Systems, Inc. MERS is a separate corpoar�ativn�hat is act�n� <br /> s��ely as a namin��for�ender and Lende�'s succe�sors and assi�ns. �RS is��.e bene#iciary under this <br /> Security Instrument. M�RS is�rganized and existin.g und�r the laws of Delawar�, and has an address and <br /> te�ephane number�f�'.�,B�x��26,F1int,MI 485�1-2��6,tel. (S8�}679-MERS. <br /> ��� "hl ote" means t�e promissory note signed by Borrow�r and date�. M ay 19, 2�l� .The Note <br /> stat�s that Borrotiver v�es Len�er F�r�y S1�C �h�USa�ld F�11� HUpC��"�C� an� <br /> ao�loo <br /> Dvilars(U.S, $ 4�,5 d a.�a )plus interest. Barrawer has pramised to pay this debt in re�u�ar <br /> Period�c Payment�and#o pay the debt in fu11 n.at�ater than �U n� 1, ���� . <br /> {G� "Prop�rt�"means th�property that is deseribed b��ow under t�.e head�ng"Transfer of R�ghts in the <br /> �'rvperty" . <br /> �H} "Lo�n"means the deb�e�idenced by the I��te, p�us interest, an�prepaym�nt charges and late charges due <br /> und�r the Nate,a�d a11 sums due under this Se�urity Instrument,plus int�rest. <br /> �E} "Riders"means all Rid�rs t�this Security Ins�men�t that are executed�y Barr���r. '�he foi�ov�ri�ng Riders <br /> are to be executed by Borrower�check box a�applicable): <br /> �Adjustable�ate Rider ❑ Condami�.�um Rider ❑ Second Home Rider <br /> �$alloon Rider [�T'lanued Unit D�velopment Rider [� �-4 Fami�y R�der <br /> ��A Rid�r ❑I��weekly Payment Rider �ather�s)�specify� <br /> Lega� �tta���d <br /> �J} '�A�aplic�l�IeLaw" means a11 con�rol��ng applicable federal, state and lo�al s�tutes, regulation�, <br /> ordinanc�s and administrative rules and orders��ha�have th�effect af 1a�v}as w�1�as a11 appli�able f�.a�, <br /> non-appeala�le ju�icial apinio�.s. <br /> �I+C} "Commt�nityAssvciationDue�,Fe�s,and Asse�sments"means all d�es, fees, as�essm�nts and ath�r <br /> charges that are im�posed on Borrower or th�Proper�y�y a condaminium associa�ivn,h�me�wners <br /> ass�ciation or similax organizat�on. <br /> �L} "E�e�tronicFundsTransfe�"means any transf�r of funds, other than a�ransaction or�ginated by eheck, <br /> �lraf�or similax paper inst�rument,w�ich is initiated through an electroni�terminal,te��phonic instrument, <br /> c��nput�r,or rn�gnetic tape s�as tv arc�er,instruct,or autharize a fin�ncial institution to debit or credit an <br /> a.ccount. Such term in�ludes,but is n�t limited to,point�of-sale transfers,automated teller ma�hi�e <br /> transa�tians,�ransfers initiated by te�ephone,wire transfers,and autamated clearinghvuse�ran�fers. <br /> [M} "Escrow Items'�rneans thase it�n�s that are described in S�ction 3. <br /> NEBRASKA-S�ngle�ami�y-�annie Ma�fFr�ddie Mac f3N�FQRAII INSTRUME�T 1N��'H MERS Farm 3028 1f4� <br /> VMP� VM��NE�(1342).44 <br /> Waiters klwver F�nancial Services Page 2 of�? <br /> qD33561$�398 U233 371 4217 <br />