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2� 1 ��3232 <br /> required by RESPA, and Borrov�er shal�pay�a L�nder�he amount ne��ssar�r ta make up the de�c�ency in <br /> accordan�e with RESPA, but in no more�han �Z month�y paymen�s. <br /> Upon payment in fu�� of a�l sums secured by this �ecurzty �ns�rumen�, Lender�hal�promp��y refund to <br /> B�rrow�r any Funds held by Lender. <br /> 4. �harges, L�ens, Borr�w�r sha��pay a�l taxes, assessment�, charges, f�n�s, ar�d impas�t��ns a�tributat��e to <br /> the Praper�y whi�h can attain pr��r�ty o�er th�s �ecurity �ns�rument, �easeho��payments�r�raund rents on <br /> �he Praper�y, �f any, and�ammun��y AssoCiat�on Dues, F�es, and Ass�ssments, �f any. To �he exten�tha� <br /> �hes�items are Escrow ���ms, Barrower shal�pay them in�he manner pr�v�ded in����ifln 3. <br /> Borrower�hall promptiy d�scharge any lien which has priori�y a��r�h�s Security �nstrumen�unless <br /> Barrov�er: �a} agrees i�vvr�tzng�a the payment af the ob�igation s��ured b�r�he�ien in a manner acGep�ab�e <br /> to L+�nd�r, b��or��y s� �o�g as Barr�wer�s perfflrm�.ng such agr�ement; �b} contes�s the�ien in good faith by, <br /> or d�f�nds aga�nst enf�rcemen�of�he lien in, lega�pr�ce��.ings which�n L�nder's op�n�on�perate�o pre�ent <br /> �h�enf�rcemen�of the�ien v�rh��e thase pr�cee��ngs are pending, but only un��� suc�proceed�ngs are <br /> concluded; or�c} secur�s from�h�ho�der of�he l�en an agreement sat�sfactory t� Lender subord�na��ng �he <br /> iien�o thzs Security Ins�rurn��a�. �f Lender de�ermines�ha�any part of the Praperty is subject to a lzen which <br /> can attain pr�ority o�er this��cur��y �ns�rument, Lender may g��e Borrnwer a notice�den�ifying the lien. <br /> V��thin �D�.a�s�f the�.��e c�n whi�;�. t��at����ic�is�ive��, Bc��r�wer s��a�� �at�sfy tl�e�ie�l or tak�����or���ore <br /> af th�acti�ns se�for�h ab�v��n this Sect��n 4. <br /> L�nder may requir�Borro�nrer to pay a ane-time charge fnr a real�s�ate tax�er��ca��on andl�r report�n� <br /> s�rvzc�used by Lender in connec�zon u�i�h this Loan. <br /> �. Pr�perty Insurance. Borr�u�er sha��ke�p the�mprovemen�s now exis�ing or hereafter erec�ed�n the <br /> Praperty. �nsur�d agains��oss by f�re, hazards xncluded u�ithzn�he�erm "e��ended co��rage," and any o�her <br /> hazards inciuding, �ut no���mzt�d t�, ear�hquake� and f�oods, for wh�ch Lender requires insurance. Th�s <br /> �nsurance shall be ma�n�a�ned�n th�amaunts �inc�udzng de�iuctibl��eve�s}a.z��.f�r the per��ds tha�Lender <br /> r�quires. �hat Lender requires pursuan��o the preceding senten�es can�hange during�he term of the Loan. <br /> The insurance carrier providing�he�nsurance shal�be chosen by Borrow�r sub�ect to Lender's righ��a <br /> d��approve Barrower's ch��c�, v�hich rzght shall n�t be exercised unreasanab��r. Len�.er ma�r require <br /> Borr�wer to pay, xn conne�t��n with this Loan., either; �a} a one-t�me charge f�r f�a�d zane d�terminat�on, <br /> certifica��on a.r�d�racking services; or�b} a on�-t�m.e charg�f�r f�o�d 2one determ�nat��n and cer�zfication <br /> serv�ces and subsequen�charges each time��mappings or szmi�ar changes occur which reasanably might <br /> affect such det�rminatzon or cer�i�cat�on, Borrow�r shal� a�s�be respons�ble for the payment of any fees <br /> imposed by the Fe�ieral EmergenG� Manag�ment Agency in connec��an wzth�he rev��w of any f�ood zone <br /> determinati�n resu���ng from an obj ect�on by Barr�wer. <br /> �f Barrower fails�o mainta�n any of th�co�erages described above, Lender may ob�axn insuranc�co�rerage, <br /> a�Lender's apt�on and Borrovver's �xpense. L�ncier is under no o�iigatian�o purchase any particular type or <br /> am�un�af coverage. Therefore, such�overage sha�l cov�r Lender, bu�migh�or might na�pr�tect Borrower, <br /> Borra�er's equ��y in the Proper�y, �r�he contents af�h�Praper�y, against any risk, hazard ar�ia�il�ty and <br /> might pr�vide greater or�esser coverage�han�ras previaus�y �n effect. B�rrower ac�n�wl�dg�s�ha�the cast <br /> of�h�insurance cov�rage so ob�ained m�gh�sxgnifi�ant�y exceed�he cost�f insurance that Borr�wer c�uld <br /> hav��b�ained. An�r amounts dis�ur�ed by Lend�r un��r thi� Sectz�n 5 shal�become additional debt of <br /> Borrower secured by this Securit� �nstruxnent. Th�se amounts sha��bear interes�at the Na�e rate from�he <br /> date of dis�ursemen�ar�d shaI.�b�payab�e, with such �nt�res�, upon n��ice fr�m Lender to Borrovver <br /> requesx�ng payment, <br /> NEBRASKA-Single�amily-Fan�ie M�el�reddie Mac UNiF�RM lNSTRUMENT Form 30�8�1�1 <br /> VMP a VMPfitN���13DZy <br /> Wvlters Kluwer Financiai Ser�ic�s Page 5 af 17 <br />