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2� 1 ��32�7 <br /> ��} "Ler�der"i�C�U�Ck�n Loans I nc. <br /> �.�riC�.er�.5 a �o rpo rati on <br /> organiz�d and exi�ting�nder the la�s�f t h e S t a t e a f M��h��a n . <br /> L�nder's address�s 1�5� 1����ward Ave, Detroi t, MI 48�26-19D6 <br /> �o} **Trustee" �S Fi rst Ameri can Ti tl e <br /> . <br /> ��� "M E R$" is Mortgage Electronic Regis�rati�n Systems, Inc. MERS is a separate carporat�on that is ac�ing <br /> s�lely as a nominee far Lender and Lender's succ�ssors an�l ass�.gns. ��iS is the beneficiary under this <br /> Secur�t�Instrument. MERS �s orga�ized and existing under the lavvs o�'I]elaware, and has an address and <br /> telephone number of P.�. B�x 2�26,F1int,MI�854�-2�26,�e�. �888}679-MERS. <br /> �F� "NotQ" means the promissory note signed by Borto�er and dated May 1 S, ��1� . The Note <br /> sta.te s that�3�rrower owes Lend er ��V�i�t,� '�1 V� T�10 U S a�l d T�1� H U n d 1"�� <br /> Fi fty Three an� �011�� <br /> Dollars�LJ.S. $ ��,2��.�� }plus interest, Borrower�as promised to pay this debt in regular <br /> Per�adic Paym�nts and to pay th�debt in f�,t��not�ater than �U n� 1, ���1 , <br /> ��} "Prope�t]►"means the property that is described be�ow under the head�ng"Transfer of Rights in the <br /> Propert�.►► <br /> tH} "Loan"means the debt evidenced by the l�ote, plus interest, any prepaymen�charges and late charges due <br /> under the Note,and all sums due under th�s Se�urity In.strument,plus interest. <br /> �I� "R�der�"means all Riders t�this Security Ir��trum.ent that are e�ecuted by�orro�e�, �'he#'o�lov�ing l�iders <br /> are to be�xecu�ed by Barrower[check box as applicable�: <br /> 0 Adjusta.b�e Rate Rider �Condominium Rider 0 Second Home Rider <br /> �Balloon Rider 0 Planned Uni�Development Rider 0 1-4 Fami�y Ri�ier <br /> ��A Rid�r 0 Biweekly Payment Rider {��t�er(s�[specify] <br /> �egal Atta�h�� <br /> �J} "Appli�ableLaw" m�ans al�controt�ing applicable federa�, sta�e and iocal statutes, regulations, <br /> ord�nances and a�ministrat�ve ru�es and orders(that have the effect of 1aw}as weYl as a11 applicable fin�.1, <br /> non-appea�able judicia�apini�ns. <br /> tK} "�ammunity A��oc��tion�u�s, Fees,and Ass�ssments"n�eans aIl dues, fee�, ass�ssn�ents ana�o��.er <br /> charges tha�are impased on Borr�wer or the Property by a condaminium association,homeo�ners <br /> asso�iati�n or�imilar organization. <br /> �L} "E lectro n i e F u n d s Transfer"means any transfer of funds, ather than a transaction origin.ated by check, <br /> dra#�,or simi�ar paper instrument,which is initiated thr�ugh an electronie termin.al,t�lephonic instrument, <br /> corriputei,or magnetic ta.pe sa as to order,i�struct,or authorize a financial institution to debit or credit an <br /> account. Such term includes,but is not limited to,point-of-sale transfers,autornated te��er machine <br /> transactions,transfers init�ated b�telepho�e,�ire�ransfers,and aut4mat�d c�earinghouse transfers. <br /> �M} "Eserow Items"means those items tha�are described in Section 3. <br /> N�BRASKA-5ingle Family-Fannie MaelFreddie[�Ilac l!NlFf�]�lV�lNSTRLIMEMT WITH MEk�S Form 342$1f�1 <br /> VMP Q IIMPfiA[NE�[1342}.04 <br /> Wolters Kluwer Financia�5ervice� Page 2 af 17 <br /> q03355355144 �233 351 4�1? <br />