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2� 1 ��315�
<br /> pay Borrower�ny interest or earnings o�the Funds.B�rrower arid Le�der can agree�n wrr�irig,howe�er,that i.nterest
<br /> sha11 be paid an the Fur�ds.Lender shall give to�orr�wer,withou�char�e,an annual acGoun�ing�f the Funds as required
<br /> by RESPA.
<br /> If�h�re is a�urplus vf Funds he�d in escraw,as defined under RESpA,Lender shall ac�ount t�Barr�wer f�r the
<br /> �xcess funds in accordance�vith RESPA.�f�h�re as a shvrtage of Funds heid in escravv,as defined under RE�PA,Lender
<br /> shall n�tify B�rro�er as re�uired by R�SPA? and Borrower sha11 pay to Lender the amount necessary�o make up�he
<br /> shorta�e i��c�ordance with RESPA,�ut in na mare than 12 mor��hly payments.If there is a defici�ncy of�'unds held in
<br /> escrow�as defin.�d under RESPA,Lender shall notify Barrn�ver as r�qui.r�d�y RESPA�and B�rx�wer shall pay ta L�nd�r
<br /> the am�un�necessary t�make up�he defiei�ncy in accordanGe with RESFA,but in no m�re than ��monthly paymenxs.
<br /> Upon payment�ri full of at1 sums secure��y this Security Instrument,Lender shall prompt�y refund tv Borrower any
<br /> Funds held by�ender.
<br /> 4. Charg�s; L�iens.�orrower shall p�y aIl taxes, asse5�ments,�har�es, fitles, and imp�si�ions a.ttributa�le to the
<br /> Property which can attain priority o�er�his Security I�strument,leasehold payments vr graund rents an the Property,�f
<br /> any,and�ammunity Ass�ciation Dues,Fees,and Assessments,if any.To th��xtent that th�se items�are Escrow Items,
<br /> B�rraw�r shali�ay th�m in the manner provided in SectiQn 3.
<br /> Borro�r�� shall promptl� di�charge any �ien which has priority aver�his Security Instrumen� unless B�rrower:
<br /> �a}agrees in vvritin��a the payment of th�obli�ation secur�d�y the lien in a manner ac�eptable�o Lender,�ut only s�
<br /> long as Bvrrawex�s performing such agreement;�h}contests the li�n in�ood fa�th by,vr defe�ds against enfarcement�f
<br /> the �ien �n, legal proceedings which in Len�er's �pinion aperate tv pr��ent the enforcemen�of the lien while those
<br /> proceedings are pending,but only until such pr�ce�dings are conclud�d;or�c}secures from fhe hoider�f the�ien an
<br /> agreement s��isfactory�o Lender subordinating the�ien to�his Security Instrument.If Lender de�ermines that any par�af
<br /> the�roperty is�uhj ect to a lien which�an a�ttai�a priority�ver this Securit��ns�rument,Lender�aay g��e Borrower a
<br /> notice identifyitt�g the lien.�Vithin��days of th�date on which that notice�s gi�en,Borrow�r shail satisfy th�lien or�ak�
<br /> one�r m�r�of the actions s�t fnr�h a�bove in this Sec�i�n 4.
<br /> Lender may r�quire B�rrow�r to pay a Qn�-time�harge far a real estafie�ax�erif cation andfor r�p�rting ser�ice used
<br /> by Lender in c�r�taectian with this Loan. �
<br /> 5.Property Insurance.Borr�wer shaii keep the improvem�nts novv existing ar hereafter erected on the Prop�rty
<br /> insured against lo�s�y fire,ha2ards included within the term"extended cov�ra�e,"and any other hazards includin�,but
<br /> not limited to,ear�hquakes and fl�ods,far which Lender requires insurar�ce.This in5urance sha�i be maintained in the
<br /> arnounts��ncluding deduc�ible Ie���s�and for the periads th�t Lender requires.What Ler�d�r requires�ursuant tv the
<br /> preceding sent�n��s�an change during the term af the Loan. The insuran�e�arrier pr�viding th� ix�suran�e shal�b�
<br /> chasen by Barrower sub�ect to Lender's right to disappro�� Borr�wer's choic�, which right sh�l� not b� exer�ised
<br /> unrea�anably.Lender may re�uire�orr��er t�pay,in�or�neG�ion wi�h this Laan,either:(a)a vne-t�me charge for flo�d
<br /> zone d�termination� c�r��fication and track�g services; �r �b�a one-time charge for flo�d �o�.e det�rmination and
<br /> certification ser�i�es and subsequent charges each tirne remappings�r similar�hang�s o�cur which r�asonably might
<br /> affe�t such de�ermination or��rtifica�ion,�orrovver sha�l also be r�sponsible far the paymen�of any fees imposed by�he
<br /> F�deral Emerge�c�1Vl�nagement Agency in cot�n�ctiar�with the review af any flaod zane de�erminatian resul�ing from
<br /> an o�jection by Borrower.
<br /> If B�rro�er fails t�maintain any of t�e�overages describe� a�a�e, Ler�der ma� obtain insuranc� ca�er�ge� at
<br /> L�nder's optian and Borro�er's expense.L�nder is under n�abli�a�ion to purchase any p�rt�cular�pe or amount af
<br /> eo�era�e.Ther�fore,such Goverage sha11 ca�ver Lender,bu�mi�ht ar mi�ht not prate�t B�rrowe�,B�rr�wer's equity in
<br /> the Prop�rt�a, or th�con�ents af th�Pr�per�y, agai�ns�t any risk,ha�ard�r liat�ility and mi�ht pr���de gr�ate�or l�sser
<br /> �overage�han was pr��i�usly in efFect.Borrower acknowl�dges that the cc�st of the insurance coverage so��tained might
<br /> significaritly exceed the�ost�f insurance th��Borrower c�uld ha�e ob�ained.Any amounts d�sbursed by L�n.der under
<br /> this Section 5 shall become addition�l deb�of�orrower se�ured by this Secur�ty Znstrumen�.Th�se amoun�s sha�l be�r
<br /> interest a�the Nate rate from the dat�af disbursement and sha11 be p�yable,with such int�rest,u.pon rio�ice from Lender
<br /> #o Barrower requ�sting payment.
<br /> A1I insurance policies required by L�nder and renewals af such p�l�cies sha11 be subject to Lender's ri�ht to
<br /> disappro�e su�h policies, shall include a standard martgage�lause,and shal�name Lender as mortgagee andlor as an
<br /> NEBR�SKA-Single Famiiy-Fannie i�ae�Freddie 1�aG UNIF�RM fN�TRIIMENT with ME�S Fa�rm 3 �S �10�
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<br /> �os,�r�c.-3��7 Borrower�s}Initials
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