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2� 1 ��315� <br /> �D}"Trustee"is�HICAG�TITLE INSURAN�E��MPANY <br /> Trustee's address is�54�PINE�REST DRIVE,SUITE 54U,PLAN�,TE�AS 75424. <br /> �E}�`MERS"is Mortgage Electranic Registration Systems,In�.MERS is a separate corpnration tha�is acting sol�ly <br /> as a nominee f�r Lender and Lender's successars and assigns. MERS is the beneficiary under thi5 Se�urity <br /> Instrument.MERS is organized and existing under the�aws vf Delaware,and has an address and t�Iephon�number�f <br /> P.�.Bvx 2�25,F�int,MI 48541-24�5,tel. �888}67�-MERS. <br /> �F}"Note"means the pramiss�ry note 5igned by Barrower and dated May 9,�415.The No�e states tha�Borrower�wes <br /> Lender �NE HLTNDRED �NE TH�U�AND SI� HUNDRED SEVENTY THREE AND NUI1�U Dollars <br /> �U.S. �1U1,�73.U4}plus int�res�.Borrower has promised to pay this deht in regular Periodic Payments and to pay the <br /> debt in fu11 not�ater�han Ju n e 1,2 U4�. <br /> ��}"Property"means�he prnperty that is described belo�v und�r the headi.ng"Transfer of Rights in the Property." <br /> �H�"Loan"means the debt evidenced by th�N�te,plus interes�,any pre�ayment charges and�ate charges due under th� <br /> Note,and all sums du�under�his Security Instrument,plus int�r�st. <br /> �"Riders"means al�Rid�rs to this Security Instrument that are execut�d by Bvrrovver.The following Rider�are to <br /> be exe�uted by Borrower[check box as appli�able]: <br /> 0 Adjustable Rate Rider ❑ �ondominium Rider ❑ Second Hnme Rider <br /> ❑ Balloan Rider ❑ Planned Un�t Devel�pment R.ider � VA Rider <br /> ❑ 1-4 Family Rider ❑ Biweekly Fayrnent Rider <br /> ❑ �ther[Specify� <br /> �J}"App�icable Law"means all cantrolling applicable federal, state and lvcal statutes, r�gula�ivns, ordinances and <br /> administrative rules and orders ��hat have the effect of lavv} as well as ali applicable final, non-appealable judicial <br /> �pinions. <br /> [K�"�ommunity Assaciation Dues,Fees,and Assessments"means aIl dues,fee�,assessrnents and ather charges that <br /> are imposed on Borrower or the Property by a c�ndaminium associat�on,hnmeowners association or similar organization. <br /> �L}"E�e�tronic Funds Transfer"means ar�y�ransfer af funds,other than a transact�on originated�y check,draft,or <br /> similar paper instrum.ent,which is in��iated through an electronic terminal,tel�phonic instrument,�omputer,ar magnetic <br /> tap�sa as to order,instruct,or authorize a financial�nstitutian to debit or credit an account.Su�h term includes,but is not <br /> limited tv,point-of-sale transfers,automated teller machine transactions,transfers initiated by�eiephone,wire transfers, <br /> and automa��d clearinghause transfers. <br /> �M�"Escrow Items"means th��e items�hat are described in Secti�n 3. <br /> (N�"Miscellan�ous Proceeds"means any c�mpensatian,settlernent,award�f damages,or pr�ceeds paid by any third <br /> �arty�o�her than insurance proceed�paid under the co�erages de�cri�ed in Section 5}for:�i�damage ta,or d�struction <br /> af, the Praperty; �ii}�vndemnation ar ather taking of all ar any part of the Proper�y; �iii}con�eyance in lieu of <br /> �andemnation;ar�iv}misrepresentatians af,or omissions as to,the�a�ue andlar cond��ion of the Prap�rty. <br /> (U���Mortgage Insurance"naean5 insurance pro�ecting Lender against the nonpayment of,or default an,�he Loan. <br /> (P}'�Per�odic Payment"means the regularl�scheduled am�unt due for�i}pr�ncipal and in�erest under�he Note,plu5 <br /> �ii}any amounts under Section 3 of�his Security Instrument. <br /> �Q}"RESPA" means the Real Estate Settlement Procedures Ac� �12 U.S.C. § 2��1 et seq.� and its imp�ementing <br /> regulatian, R�gulation� �1� C.F.R, Part 1�24}, as they might�e amended from tim� to tirne, or any additional flr <br /> successor legisiation�r reguiation that go�erns the sam�subj ect matter.As u�ed in�his Security Instrument,"RESPA" <br /> refers to all re�uirements and restric�ivns that are imposed in regard ta a"federal�y related mortgage l�an"e�en if the <br /> L�an do�s not qualify as a"federally related martgage�van"under RESPA. <br /> NEBRASKA-5ingle Fami�y-Fannie MaelFreddi�Mac UNIF�RM INSTRU�IENT with MERS Form 3025 �1�'I <br /> Page�of�3 <br /> io5,inc.-30�27 Borrower�s}�nitials <br />