200102656
<br />Nona Dubbs
<br />308 389.1513
<br />Wells Fargo Bank
<br />Grand Island- Main
<br />W1511
<br />N8042.011
<br />Nebraska, N.A.
<br />Office #1518
<br />WELLS Amendment to Mortgage /Deed of Trust
<br />FARGO � ;�, LJ � 2 Y HELOC
<br />This Amendment to Mortgage /Deed of Trust ("Amendment") is made as of this 19 day of february
<br />2001 by and between
<br />WELLS FARGO BANK NEBRASKA, NATIONAL ASSOCIATION2
<br />(formerly known as Norwest Bank
<br />National Association) having its office at GgANp TST,ANn NE (the "Lender "), and
<br />nAVTD A WHITE and
<br />SHARON R WHITE (whether one or more, the "Mortgagor).
<br />Recitals
<br />A. The Lender is the holder of the home equity line agreement of-
<br />El the Mortgagor (also referred to as the "Borrower "),
<br />® DAVID A WHITE and
<br />SHARON R WHITE (referred to as the "Borrower), which is
<br />dated 02/19/2001 , under which the Lender has extended to the Borrower a revolving line of credit
<br />(such home equity line agreement, together with any modifications to it made prior to the date of this
<br />Amendment, referred to as the "Note"). The credit limit for the revolving line of credit evidenced by the
<br />Note currently is $ 30000.00
<br />B. To secure payment of the amounts outstanding under the Note, the Mortgagor has given a mortgage or
<br />deed of trust to the Lender dated 0 9 / 01 / 19 8 8 , (such mortgage or deed of trust, together with any
<br />modifications to it made prior to the date of this Amendment, referred to as the "Mortgage"), covering and
<br />placing a lien upon the real property more particularly described in the Mortgage. The Mortgage was
<br />originally filed for record on 09/19/1988 , in the office of the Register of Deeds of
<br />Hall County, as Document No. 88-105066
<br />in Book /Roll n / a Page /lmage n / a
<br />C. In connection with the original filing of the Mortgage, a mortgage registry tax was paid to the Treasurer of
<br />such county in the amount of $ on , and that Treasurer placed his /her
<br />stamp on the Mortgage, such stamp bearing number
<br />D. The Mortgagor acknowledges that the Mortgage is valid and enforceable and represents the Mortgagor's
<br />legal and binding obligations, free and clear of any claim, defense or offset.
<br />E. The Mortgagor and the Bank now desire to amend the Mortgage to reflect certain changes to the Borrower's
<br />revolving line of credit with the Bank that is secured by the Mortgage.
<br />F. Property description (if applicable):
<br />Fractional Lot 16, in Fractional Block 1, Parkhill Subdivision, an Addition
<br />to the City of Grand Island, Hall County, Nebraska.
<br />Agreement
<br />Accordingly, in consideration of the premises and other good and valuable consideration, each paid to the other,
<br />the parties to this Agreement agree as follows:
<br />❑ HELOC Modification Agreement. The Borrower has executed and delivered to the Bank a HELOC
<br />Modification Agreement dated (the "Modification ), which modifies the Note as follows:
<br />❑ Change in Credit Limit. The Borrower's maximum credit limit under the revolving line of credit is changed
<br />to a maximum principal amount of $
<br />❑ Extension of Maturity Date. The revolving line of credit will terminate and the entire unpaid principal
<br />balance outstanding on the Note, together with any unpaid finance charges and other charges, will be
<br />due and payable in full on . Until such date, the Borrower agrees to make the monthly
<br />payments as disclosed in the Note, or if modified by the HELOC Modification Agreement, as disclosed in
<br />the HELOC Modification Agreement.
<br />❑ Increased Rate of Finance Charge. The daily periodic rate is now equal to 11365 of % over the
<br />"Index Rate. "The "Index Rate" is the variable reference rate, adjusted in accordance with the Note (if
<br />previously modified, as so modified), which is:
<br />❑ the highest prime rate published in the Wall Street Journal "Money Rates" table.
<br />❑ the 91 -day Treasury Bill Rate (established at last auction average on a discount basis, rounded to the
<br />nearest. 10 %).
<br />a
<br />W 12X89 (5 -99- 2358 -J) CO, MN, MT ND, NE, NM, OH, SD, WY
<br />Wells Fargo
<br />PO Box 93300
<br />Albuquerque NM
<br />87199 -3300
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