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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ernand <br />/..��� (Seal) <br />- Borrower Julie A <br />oases <br />STATE OF ; BASICA, Nall County ss: <br />The foregoing instrument was acknowledged before me this 14 day of May <br />7 01 6 , by Moises V Hernandez and Julie A Hernandez. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: ,Ttun e 1 Q , 2,01 <br />- Witness <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matt Brazil; NMLS #: 1432733 <br />NEBRASKA - Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. • 31639 <br />20160304 <br />Lajoo <br />- Witness <br />(Seal) <br />- Borrower <br />Form 3028 1/01 <br />