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2� 1 ��3�21 Subject to the pro�isions of Section �8, any Successor in Interest of Borrower who assumes Borrower's ohligations under this Security Instrument in writing, and is appro�ed by Lender, sha�� �btain all of Barrower's rights and benefits under this S�curity Instrument. Borrovver shall not be re�eased from B�rrower's obligati�ns and liability under this Security Instrument unless Lender agrees to such release �n writing. The c�venants and agreements of this Security Instrument shal�bind�except as provided in Section 2��and benefit the successars and assigns of Lend�r. 'l 4. Loa n C ha rges. Lender may charge Borrower fees for ser�ices perf�rmed in c�nnection vvith Borr�wer's default, for the purpose of pratecting Lend�r's interest in the Property and rights under this Security Instrument, including,but not limited to, attorneys' fees,property inspect�on and�aluation fees.In regard ta any other fees,the absence of express authority�n this Security Instrument to charge a specific f�e to Borrower shall not b�construed as a prohibition on the chaxging of such fee. Lender may not charge fees that are expressly prohibited by th�s Security Instrument or by Applicable Law. If the Loan is subj ect to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges col�e�ted or to be��llected in c�nnection with the L�an exceed the permitted Iimits,then: (a}any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and(h�any sums already col�ected from 8orrower which ex�eeded permitted limits wil�be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.If a refund reduces principal,the reductifln wil�be treated as a partial prepayment without any prepayment charge�whether ar nat a prepayment charge is pra�ided for under the Note}. Borrower's acceptance of any such refund made by direct paym�nt to Bnrrower will constitute a vvai�er of any r�ght af act�an Borrower might ha�e arising out of such overcharge. '15. Noti�es. AI1 notices given by Barrower or L�nder in connecti�n with th�s Security Instrument must be�n writing.Any notice to Borrower in�onnection w�th this Security Instrument shall be deemed to ha�e been giv�n to Borr�wer when mailed by first class mail or when a�tually deli�ered to Borrawer's notice address if sent hy other means.Notice to any one Barrower shall canstitute n�tice to aII Borr�wers unless Applicable Law expressly requires atherwise. The notiGe address shall be the Property Address unless Borr�wer has designated a substitute noti�e address by notice to Lender. B�rrovver shall promptly notify Lender of�orrower's change af address. If Lender spec�f es a procedure for rep�rting Borrav�ver's chang�af address,then Bnrrower shall only report a change of address through that specified procedure. Th�re may be oniy one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be g�ven by deli�ering�t ar by mailing it by first c�ass mail to Lender's address sta.ted herein unless Lender has designated anather address by notice to Borrawer. Any notice in conn�cti�n with this Security Instrument shall not be deemed to have been gi�en to Lender until actually recei�ed by Lender. If any notice required by this S�curity Instrument is alsa required under Applicab�e Law,the Applicabl�Law requirement will satisfy the corresponding requirement under this Security Instrument. 'f G. �o�ern i ng Law; �e��rabi lity; Ru les �f C�nstructi�n. This Security Instrument shal�be governed by f�deral law and the law of the jurisdicti�n in which the Pr�perty i� lacated. All rights and obligatians�ontained in th�s Security Instrument are subject to any requirements and limita.tions of Applicable Law.Applicable Law might e�plicitly�r implicitly a11aw the parties to agree by cantract HCFG-00359 NEBRASKA-Single Family-Fannie MaelFreddie Ma�IJNIFDRM INSTRLIMENT Fvrm 3�281101 �p� 10I15 Wolters Kluwer Financial Services ��"I fi�5�415.3.�.35�9-J2�151�3�Y Page'f 2 of 17 * *