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2� 1 ��2937 for Mortgage Insurance, Borrawer shall pay the prem ium s required to mainta.in Mortgage Insurance in effect,ar to pro�ide a non-refundahle loss reser�e,until Lender's requirem�nt fnr Mortgage Ir�sura.nce ends in accardance with any wr�tt�n agreement betvveen Borrawer and Lender pr��dirig for such termination or until terminatian is required by Applicabl�Lavv.Nothing in this Section 1�affects Borrower's obligat�on to pay interest at the rate pro�ided�n the Not�. Mortgag�Insurance reimburses Lender(ar any entity that purchases the N�te}for certain losses it may incur if Barrower does nat r�pay the Loa.n as agreed. Borrower is not a party to the Mortgage In suranc�. Mortgage�nsurers e�aluate their tota.l risk an a�l such insurance �n farce from time to time, and may enter into agreements with�ther parties that share or modify their risk,or reduc� losses. These agreements are an terms and conditions that are satisfactory to the mortgage insurer and the other party�or part�es}to these agreements. Th�se agreements may require the mortgage insurer to ma1�e payments using ar�y s�urce of funds that the martgage�nsurer may ha�e a�ai�able(which may�nclude funds obtained from M�rtgag�Insurance pr�miums�. As a result of these agreem�nts,Lender, any purchaser of the Note,another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive(directly ar indirectly�amounts that derive from(or might be characterized as�a p�rtion of Borrower's payments f�r Mortgage Insurance, in exchange f�r shaxing or modifying the mortgage insurer's risk, or reducing loss�s. If such agreement pravides that an affi�iate of Lender takes a share of the insurer's risk in exchange for a shaxe of the premiums paid to the insurer,the axrangem�nt is oft�n termed r'captive reinsurance."Further: (A)Any such agreements will nat affect the amounts that Borrower has agreed to pay for Mortgage Insuranc�,or any other terms of the L�an. Such agreements wi�l not incr�ase the amount Borr�wer wi�l owe for Mortgage Insurance,and they will not entitle Barrower to any refund. �B)Any such agreements will not affect the rights Borrower has-if any-with respect to the Martgage Insurance under the Homeown�rs Prvte�tian Act of 1998 or any other law.These rights may include the right ta recei�e certain disclosures,t�request and abtain cancellati�n of the M�rtgage Insurance,to ha�e the Mortgag�Insurance terminated automatically,andlor ta recei�e a refund of any Mortgage Insurance premiums that were unearned at the t�me of such cancellation ar terminati�n. 'I'I. Assignment�f IVl�sc�llaneous Pro�eeds; F�rfsiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscel�aneous Proceeds shall be applied ta restoration or repair af the Property, if the restara.tion or r�pair is economically feasible and Lender's security is not l�ssened. During such repair and rest�ration period,Lender shall ha�e the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the wark has been cornp�eted t�Lender's satisfaGtion,provided that such inspection shall be undertaken pramptly.Lender may pay far the repa�rs and rest�ration in a single disbursement ar in a series af progress payments as th�work is completed.Unl�ss an agr�ement is made in writing ar Applicable Law requires inter�st to be paid on such Miscellaneous Pr�ceeds,Lender shall not be requYred tv pay Borrower any interest or earnings on su�h Miscellaneous Proceeds. If the restoration or repair is not ecan�mically feasible or Lender's security would he l�ssened,the Misce�laneous Praceeds shall be applied tv the sums secured 22�595952 NEBFtASKA-Sir�gle Family-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT Form 302811�1 �� 0812015 Wblters Kiuwer Financial 5ervices 2016D31115.3.�.34DG-N2�151�19N Page 9 of 1 B