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2� 1 ��29�� <br /> r�quired b� RESPA, and Barrower shal�pay to L�nder the amoun�flecessary�a mak�up �he def��i�ncy in <br /> a�cardance with RESPA, bu� �n nn mor�than �2 monthly paymen�s. <br /> Up�n payment in fu�l af a�l sums secured by. thi� Secur�ty �nstrunlent, L�nd�r sha��promptl�refund�o <br /> Borrower any Funds h�Id�y Lender. <br /> 4. Cha�ge�; Lien�. Borr��er shail pay a1� �axes, assessm.ents, charges, fznes, and imp�s���ons attrxbu�ab��to <br /> the Pr�pert�which can attain priar��y��er this Se�uri�� �ns�rum�nt, �easehald payments or grnund r�nts�n <br /> th�Prope�y, �f any, and Community Association Dues, F�es, and As�essments, if any. TQ the�xtent that <br /> �h�se i�em.s are E��ro�v �t�ms, Barr�v�rer shall pa�them in th�manner provided in Section 3. <br /> Borrovver shal�promptl�d�sCharge any��en tivh�ch has pri�ri�y�ver�hi5 Securit��nstrum�nt un�ess <br /> Borr��rer: �a} agrees in writ�ng tn the pa�rmen�of the�bligation se�ur�d b��he lien in a maxaner acceptab�e <br /> tQ Len�er, bu�only so long as Bnrrow�r is performin� such agreement; �b}con�ests the�ien in g�ad faith by, <br /> or def�nds aga�ns�enforcemen�of the li�n �n, ��ga��roceedings vvhi�h in Lender's op�ni�n aperat�to pre�ven� <br /> the�nforGement of the lien whi��th�se prac�edings are p�nding, but only unt�� such proce��.ings ar� <br /> conC�ud�d; or��} secures from the h��der�f the l��n an agr�ement sati�factory ta Lender sub�rdznat�ng th� <br /> �ien t�th�s S��urity �nstrument. If Len�ier det�rmines that any par�of th�Propert�is subject t�a lien wh�ch <br /> can attazn pri�rity o��r�his 5ecurity �nstrumen�, Lender may g�ve Barrower a notice identifying the lien. <br /> W ith�n �U da�s o�the da�e on v�hich�hat not�ce xs g�ve�, Borrower shall �a�isfy th�Iien ar take one or mor� <br /> of the actions s��forth ab�ve in�h�s Secti�n 4, <br /> L�nder may r�quzre Borrov�er t�pay a�ne--��me charge for a real es�ate tax verzf�ca���n andl�r r�por�xng <br /> s�rvxce use�by Lender in conr�ect�on wi�h this L�an. <br /> 5. Praperty �r��urance. Bnrr�wer�ha��keep the improvemen�s nn�cr exis�ing ar hereafter�recte�.�n�he <br /> Property znsured against loss b� fire, ha�ards incluc�ed�ithin th��erm "�xte�ded�overage," and an�ather <br /> hazards includ�ng, bu�nat l�m��ed to, ear�hquakes and�loods, for�rh��h Lender requ�r�s insuranc�. This <br /> �nsuranc�sha��be maintained in the am�un�s ��nc�udxng deductible le��ls} and for the per�ods that Lender <br /> r�qu�r�s. �ha�Lender require�pursuan�to th�prec�ding s�ntences can change during the term�f the Laan. <br /> The�nsurance�arrier prov�d�ng �he�nsurar�c�sha�� be cha��n b�r Borro�er sub�ect�o Lender'�righ�to <br /> disapprove B�rrower's ch��ce, which right shal�no�be exercised unreasonably. Lender may require <br /> B�rr��er�a pay, �n conn�c��on with this L�an, ei�h�r: �a} a on�-time charge far�1ood zone determination, <br /> certif�ca��nn and�ra�king s�rv��es; ar�b} a one��ime charge for flood zone de�erm�natxan and cert�fiCat�on <br /> ser�r�ces and subsequent charges each tim�r�mappings ar�im.��ar cha�ges occur v�hich reasonab�y muight <br /> affect such det�rmina�ion or�er�ificat�on. B�rr�wer sha11 also b�resp�nsihle for the payment of any fees <br /> impose�by �he Federa� Emergenc� Managemen�A�ency in c�nn�ct�an vv��h�he r�view�f any fla�d zone <br /> ��termination resulting frorr�an�bj�ction b�r Borrower. <br /> �f Borrower fails to ma�n�ain axzy of th�c�verages described abnve, L�nder may obtazn insurance cowera�e, <br /> a�Lend�r's opti�n and Borr�w�r's e�p�nse. Lender is under no�b�igati�n�a purchase any part�cu�ar type�r <br /> amount of caverage. 'I`her�fore, such coverage shall cover Lend�r, but rnigh�or might not pro�ec�Borrow�r, <br /> Borrower's�quity in the Property, or the conten�s of the Praper�y, aga�nst an�risk, hazard�r liabili�y a.nd <br /> m�ght pravid�gr�ater or lesser c��erage than was prev�ous�y in effect. B�rr�vv�r acknaw�edges that th�east <br /> af th� insurance�o�erage s� ob�ained m�ght szgn���cant�y e�ce�d th�c�s�of insurance tha�B�rrawer cauld <br /> have obtaine�. An�amounts d�sbursed by L�nder under this Section 5 shal�became additiona� d�bt af <br /> Borra�r�r secured by this Secur�ty �ns�rument. 'These amflunts shall bear�n��r�st a�th�Note rate from th� <br /> dat��f d�sburs�men�and sha�I b�payable, with such in�erest, upan noti�e from Lend�r�fl Borr�wer <br /> r��ues��ng payrn�n�. <br /> NEBRASKA-5ingl��amiIy-�annie MaelFreddie Mac 11N1FDRM INSTRUMENT �orm 3�28 1!D1 <br /> VMP(] VMPfi�NEy�i 302f <br /> Wolters Kluwer�inartc�ai 5er�ices Page C of 17 <br />