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2� 1 ��2872
<br /> 4.Charges;Liens.Bofrower s�a�l pay all taxes,assessment�,��ar�es,f�es,and irnposi�ions at�ributahle to t�.e
<br /> Praperty vvhi�h can at�ain privrity aver this Seeu.r��y instrument,leasehold pay�n�nts o�ground rent�an the PrQper�y,if
<br /> any,and Cainmuni�y Assac�atior�Dues,Fees,and�4.ssessments,if any.To�he exteflt that�hese items�r�Eserow Iterns,
<br /> Borrower sha�l pay�hem�n the rr�.a�ner pro�ided in Section 3.
<br /> Borrou�er shall prompt��r discharge any �ien ►�hich has pnority�ver t�i� Security Instrument unless Eorrawer:
<br /> �a}ag3-ees in writi�g to�he payme�.t af the ab�igat�on secured by the lien�n a manner acceptable tr�Lender,�aut only sa
<br /> long as Borrov�rer is perfvr�n�ng such a�reement;�b�cvntests the lien�n good faith by,or defends against enforcexnent of
<br /> the�ie�in,�ega�proceed�ngs which in Le�der's opin�on operate to pre�ent the enfarcement of the lien�rhi�e those
<br /> proceedings are p�nding,but anly unt��such proceedings are�oncluded;or�c}secures from the hoider af the lien an
<br /> agreement sa�isfactory to Lender subordina�ing th�lien�o this 5ecuri�y Instrument.IfLender deterrn�nes that ar�y par�af
<br /> the Property�s subje�t ta a�ien vUhich can attain pr�ori�y o�er this Security Instrument,Lender may g��ve�orror��r a
<br /> na��ce identifying�he Iien,Vtilit�in 1Q days��`th�date an wh.�ch that notice is g�ven,Bon-ower shall�atisfy the l�en 4�take
<br /> ❑ne or mar�af th�actions set fort�abo�e in th�s Sec�ian 4.
<br /> Lender may requir�Borrower t��ay a one-tirne charge far a rea�estate tax verification andloz reparting serv�ice
<br /> used by Lender in conn�c�ion�vith�is Loan.
<br /> 5.Property�nsurance,Bar3rower shall keep the impro�ement�nQw e�ist�ng�r hereafter erect�d�n th�Property
<br /> insured against�oss by fzre,ha�ards included v�rithin the�erm"extended coverage,"and any�ther ha�ards including,�but
<br /> nat l�rruted to,earthqu�kes and floods,for�vhich Lender requires insurance.3'�is insurance sha�l he maintained in�he
<br /> amaunts�inc�uding deductible le��ls�and for fihe peria�s that Lender requires.�Vhat L�nder requires pursuan�to�he
<br /> preceding senfen�es ca.��h�.rYge during the term of the Laan.The insurance carri�r praviding the insurarice sha11 he
<br /> �hasen by �anrower subject#o Lender's righ�to d�sappr��e B�rrower's chaice, w��ch�ight shall not be exercised
<br /> unreasonably.Lender may require Borrower�v pay,in connect�on vvith this Laan,either;�a�a one-time charge�or#lvod
<br /> �one determ�nation, certifi�a�ion and�rac�c�ing serWic�s; ar�b�a one-time cha�rge for flQod �ane deter�nination and
<br /> certificat�on services and�ubsequent charges each time aremapp�ng�ar simila��hang�s o�cur which reas�na�ly�ight
<br /> af�`e�t such de#ermination ar certifica�ion.Borrower shall also be re�pa�.si�le fvr the payment af any fees imposed by the
<br /> Federal Emergency Management Agency xn connec�ion wi�h the�e���w❑f any f�v�d�ane determina�i�n resultin�from
<br /> an objectzon hy Barro�ver.
<br /> If Borrower fai�s�Q main�ain any of the coverag�s des�rzbed aboWe, Lender�nay o�btain�nsuranee co�erage, at
<br /> Lender's op��an and Borrov�er's expense.Lender is u�d�r no vbligation to purchase any parti�u�ar�yp�or�mount of
<br /> cove�age.Therefvre,such cav�rage sha�l cvv�r Lender,hut migh�or migh�not prate�t B orraw�r,B orro�rer's equi�in
<br /> �he Pr�perty,ar the cantents of the Froper�,aga�nst any risk,ha�ard or�iabili�y and migh#proWide great�r ar lesser
<br /> coverage than uras�reviously in effeet.Borrower ackn�wledges that th�cast a��he insurance co�erage sa o�taix�ed m�ight
<br /> sig�ificant�y exceed the cas�of insurance that Bvrrower r.�uld have ob�ained.Any am��n�s�isbursed hy Lender under
<br /> this Secti�n 5 shall become addi�ivna�deb�of Borrower secured by this Secwi�y xnstrument.T��se amoun�s sha�1 bear
<br /> infierest a�c the Note�a��from.the da�e af d�sbursement and s�all be payable,�i�su�h�nter�st,upan nat�ce from Lend�r
<br /> ta Barrower requesting payment.
<br /> Al� �nsurance policie�required t�y Lend�r and ren�wais of such p�licies s�all be �ubject�a L.ender's right to
<br /> disappro�e such policies;sha���nclude a s�anda�d mor�gage c�ause,and s�.all name Lender as mor�gag�e andlor as an
<br /> additional loss payee. Lender shall have�he righ�to hold the pvlicies a�d renewal c�rtif ca�tes. If Lender requires,
<br /> Borrower shai�promptly�i�e tv Lender a�l receip�s of pa�d premiums and��newai natices.If�orrower obtains at�y farm
<br /> af insuran�e coverage,nflt o��.erwise rey,uired by L�nder,far damage to,or destruct��n v�',�he Praperty,such policy shal�
<br /> inclu�e a s�andar€1 mort�age�lause and shail name�,�r�der as martgagee andlor as an addi�ional loss payee.
<br /> �n t�i�event of�vss,�orrower s�iail give prampt no�ice ta the insurance�arrier a.r�d�,e�der.Lender rnay make proaf
<br /> of loss if no�made prompt�y by��rro�ver. []nless Lender a�ad Barrt�w�r o�herwise agree in writing;, any insuranGe
<br /> proceeds,whe�her or not the ux�d�rly�ng ir�s�arance was required by Lender,shall be appl�ed ta restoration or re�air of the
<br /> Property,if the restaratio�or r�pa�r is economically feasible and Lende�'s security is not�essened.During such repair and
<br /> res�flration perind,Lender shai�have the right ta hold such in�uranee prac�eds until Lendea�has had an o��ortunity t❑ �
<br /> insp�ct such Property ta ensure the�varl�has b�er�comp��ted�o Lender's satisfaction,provi.�ed t�at such inspectian sha.��
<br /> NEBRi4��-Single Family-Fannie M�Fredd��Mac U�1FDR[��lVS�RUNIENT F�rm 3�2� �!D'C
<br /> Pag�5 vf 13 .� �
<br /> 1�s,�r�.-31639 Borrot�e�s�Initia�
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