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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />%1f (Seal) <br />/ 0, , artikainen - Borrower <br />ATE OF NEBRASKA, /lad <br />My Commission Expires: <br />IDS, In • 31639 <br />- Witness <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Epp. September 8, 2019 <br />F <br />County ss: <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matt Brazil; NMLS #: 1432733 <br />nen <br />day of <br />The (ore going instrument was acknowledged before me this <br />by Jacob ar le at ( An and C 1/1 f? kr i <br />at e <br />Witness m y hand and a notarial l seal at (� /C1.L1 w j�•l /l? vt � in said County, the date afore <br />c/9 <br />2O 6O28k37 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family- Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />