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2� 1 ��2828 Any amounts disbursed by Lender under this Section 9 sha11 became additi�na�debt�f Borrower secured�y � th�s Security In.strum�nt.These arnounts shall bear interest at t�e�ote rate fram the date of disburs�ment and shall be payable,w�th suGh interest,up�n nvtice from Lender to Borrower requesting payment. �f t�.is Sec�rity�as�rttm�nt��vn a l�ase�.��,Borrawe�sha��comp�y��t�.a��the pro�r�s��ons of th��ease. If Borro�rer acqu�res fee title to the Frop�rty,th�Ieasehold and the fee title shall not m�rge unless Lender agre��to the m�rg�r in�vriting. 'I D. Mo�tg�ge lnsuran�e.If I��nder re�uire�Mortgage Insurance as a�ondition of making the L�an, Borrow�r shal�pay th�premiums required t�maintain the Mor��age Insurance in effect. If, for any reasan,the Nlortgage Insura�.�e co�rerag��equ�red b�Lender ceases tv be a�a��able from the mvrtga�e in�ur�r that prev�ously provided such insuran�ce and Borrower was required to mak�separ�tel�designatedFpaymen.ts ta�vard the premiums for Nlortgage Insurance,B�rr�wer shal�pa�r the premYums requi�red to obta��.c��erage substantially equi�atent to the Mortgage Insurance previously in effect,at a cast substantia�ly equival�nt to the cost��3vrrower of th�Mortgag�Insurance previous�y in eff�ct, from a�a�ternate mortgage insurer select�d by Lender. If substa.ntiaily equi�alent Martgage Insurance c��erage is not available,Borrower sha11 continue to pay tv Lend�r th�arx�ount�f the separa�ely designa�ed payments tha�were due when the insurance caverage ceased to be i�effect.Lender wi1�accept,use and reta�n these payments as a n�n-refundable Io�s reser�e in li�u of Mortgage Insurance. Such 1�ss reser�e sha11 be nan-refundable, notwith�ta.nding the fact that the Loan i�u�timatel�paid in fu11,and Lender shall�xot be r�quired t�pay Borrower any inter�st vr eamings on sueh lass reser�e. Lender can no longer require�oss reserv�payments if Martgage Insurance co�erage�in the amount and far th�period that Lender requires}provi�led by an insurer selected�y L�nd�r a�ain becomes a�ailable, i�obt�ined,anc�Lender requires separately de�ignated �ay�ment�toward the premiums for Mortgage Insuran�e. If Lender required Mortgage Insurance as a conditian of mal�ing the Laan and Borrower was required to make s�parately desigr�ated paym�nts t�ward�he prerr��urr�s far�I�Ior�gage I��uran.ce,Bc��ro�er��a��pay the p�er��urns required tv ma�nta��Mortgage Insuranee in effect,or to pro��de a non-refundable loss r�serve,unti�Lender's requirement for Mortgag� Insurance end�in accardance with any writ��n ag�reement bet�ve��.Barr��er an� �,e�d�r pro�rxd�ng f�r su�h termina�ion or until t�rmirxation is required by Applica�le Law.Nathing in this Section 1�affects Borrower's obligati�n to pay iat�rest at tbe rate pravided in the I�Tot�. �1�Iortgage Insuran.ce reimbtirses L�n�ier�or an�en�ity that purchases the Not�}for cer�ain la�ses it may incur if Borrower does not repay the Laan as agreed. Borro�ver is not a party to the Mortgage Insurance. Mortgage insurers e�aluate theix'total risk on a11 such insurance in f�rc�from time to time,and may ent�r into agreements w�th other parties tha�share or mvdify their risk,or reduce losses.Thes�agreements axe on terms and conditions that are satisfactory to the mortgage�n.surer and the oth�r party(or parties]tv these agreements.'These a�reeme�ts may require the mortgage insurer to make paymen�ts usin�an�source of funds that the�m.ortgage ir�surer nriay ha�e available�which ma�include funds obtained from 1V�ortgage Iasurance premiums). As a resu�t of these agreemeats,Lender,any purchaser of the Note,anoth�r insurer,any xeinsurer,any oth�r entity,ar any affiliate of any of the foregaing, may receive(direct�y ar indirectly}amounts that d�rive from[or might be characterized as}a portion of Borrower's pa�ments far 11�Iortgage Insuirance, in exchaa�e far sharing ar modifying the mortgage in�urer's risk,or reducing 1o�ses. If such�agreement provides that an affiliate�f Lender t�a�.kes a share af the insurer's risk in exchange f�r a share�f the premiums paid ta the insur�r,the arrangem�nt is o�en termed"captive reinsurance,"Furth�r: Q�33554083fi2 4�33 4l9 09�.7 NEBRASKA-Single Family-Fannie MaeJFreddie Mac UNIF�RM INSTRUMENT WITH MERS Fa�m 34281f41 VIWP� �11�PfiA{NE}��3Q2}.4Q Vl��alters Kiuwer Finar�cial Serv�ces Page 9 of 17