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2� 1 ��2828 <br /> MERS MIN: 1���39�33��4�83��� 3�5�4D8��� <br /> F I��I3�AL��T�TA�LE �ATE RII�ER. <br /> �LIBUR�n�Year Index�As Published In �'he TYall,Street.�ou,�r�a�}-Rate Caps) <br /> THI� �IXEDIADJUSTABLE RATE RIDERis ma�e th�s 3rd �ay of M�y, �al� <br /> , and �s incvrporated �nt�a��shall be deemed�Q arx�end and supple�nent the <br /> Mortgage, Deed of Trust, nr �ecurity Deed �the "Sec�rity �nstrument"} of the same da�e gEven <br /> by the un�ersi�ne� �"Borrower"} tfl secure BQrrower's �Fixe��Ad�ustah�e Rate Nate �the <br /> ��Note"�t� �u��ken L���S I n�. . . <br /> �"Lender"} of the same �a�e and co�ering the pro�erty described in the Security Instrument <br /> and �aca#ed at: 1419 I ndepend�nce AVe <br /> �r�nd Is�and, NE ��8�3-1��� <br /> [Property Address� <br /> THE N�T� PR�VIDES FQR A +GHANGE 11V S�RRC3WER'� FI�ED IIVTEREST <br /> RATE T� AN ADJUSTABLE �NTERE�T RATE. T�#E N�TE L!!ilIITS THE - <br /> AlIA�UNT B�RR�VIiER'�ADJUSTAE�LE INTEREST RATE CAN CHAN�E AT <br /> ANY�NE T�allE AND THE 1�AXIIIAUM RATE B�RR�WER MUST PAY. <br /> A��ITi�NAL ���ENANT�. ln a�dition tc� the covenants and agreements made in th� <br /> �ecurity Instrument, Borrower and Lender further covenar�t and agree�s f�llovvs: <br /> A. ADJU�TABLE RATE AND M�NTHLY PAYMENT CHANGES <br /> The Note provides for an initiai fixed interest rate of 3.�5� °Io. The Note alsa <br /> pro�ides for a change in�he �nitial fixed rate to an adjust�ble interest rate, as fv��ows: <br /> 4. ADJUSTABLE 1NTEREST RATE AN� MC]NTHLI�PAYIIAENT GHANGES <br /> �A} Chan�g D�tes <br /> The initial fixed interest rate I will pay �i�l �hange to �� adjustab�e interest rate on the <br /> first day of �Un� ���1 , and the ad�ustab�e �nterest rat� �wiil pay rnay change <br /> on that d�y every 12th month thereaf�er. Th� date on which my initial fi�ced interest ra�e <br /> changes t� an adjustable interest rate, and each date on which rny adjust��le �nterest rate <br /> could change, is���le�� "�hange Da#e." <br /> �Iltl�.��STATE FIkEQ�r4D,�LJ5T�4���RATE RIDER-�S.# �3�+e-Year��BC��- S�ng�e Fa�nil� - <br /> Fannie Mae Unifarm Instrument <br /> 348�39�842 <br /> �o�3'I 87 6I��1 <br /> Wolters Kiuwer Financia! S�rvi q�3��54�8362 �413 42Q �104 <br /> VMP�-1 fi8R ���fl?} <br /> Pa e 1 of Inifia� : �� <br /> g 4 s <br />