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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />y Crumrine v - Borrower ilary Cr rine <br />STATE OF NEBRASKA, Nall County ss: <br />The foregoing instrument was acknowledged before me this 4 day of M av <br />2 R h , by Jeffrey Crumrine and Hilary Crumrine. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: June 19 201 <br />GENERAL NOTARY - Stat 01 Neb <br />LES raska <br />SARAH <br />My Comm. bp. June 19,2019 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Doug Florer; NMLS #: 419112 <br />NEBRASKA Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. - 31639 <br />201602815 <br />Form 3028 1101 <br />