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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />7655 Pioneers Blvd <br />Lincoln, NEBRASKA 68506 <br />This instrument was prepared by: <br />Exchange Bank <br />7655 Pioneers Blvd <br />Lincoln, NEBRASKA 68506 <br />402 - 3284527 <br />NEBRASKA - Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />Page 1of13 <br />IDS, Inc.-31639 <br />DEED OF TRUST <br />L <br />r) <br />-c <br />W/ <br />W <br />1 \) <br />cn <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 5, 2016, together with all Riders to this document. <br />(B) "Borrower" is JEFFREY W CRUMRINE AND HILARY A CRUMRINE, HUSBAND AND WIFE. Borrower is <br />the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 7655 Pioneers Blvd, Lincoln, NEBRASKA 68506. Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is West Gate Bank. <br />Trustee's address is 6003 Old Cheney Road, Lincoln, NEBRASKA 68516. <br />(E) "Note" means the promissory note signed by Borrower and dated May 5, 2016. The Note states that Borrower owes <br />Lender ONE HUNDRED FORTY-THREE THOUSAND NINE HUNDRED FIFTY-FIVE AND NO /100 Dollars <br />(U.S. $143,955.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than June 1, 2046. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Form 3028 1101 <br />Borrower(s) Initials(/ i <br />