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G < - ( c-C co cA) cr. rt m - C Z L- m � c 7C Z 2408 W Koenig St, Grand Island, NE 68803 the real property described being set forth as follows: (Property Address) [Space Above This Line For Recording Data] LOAN MODIFICATION AGREEMENT (Providing for Fixed Interest Rate) This Loan Modification Agreement ( "Agreement"), made this 14 day of April 2016 between Rachel Andersen ("Borrower") and First National Bank of Omaha ("Lender"), amends and supplements (1) the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") dated June 26, 2009 and recorded in Book or Liber _ 0200905209 , at page(s) , of the Register of Deeds _ Records of (Name of Records) Hall County, NE and (2) the Note, bearing the same date as, and secured by, the (County and State, or other 3urisdictio) Security Instrument, which covers the real and personal property described in the Security Instrument and defined therein as the "Property", located at Lot Twenty -Three (23), in Block Eleven (11), Ashton Place, An Addition to the City of Grand Island, Hall County, Nebraska In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows (notwithstanding anything to the contrary contained in the Note or Security Instrument): 1. As of May 1, 2016 , the amount payable under the Note and the Security instrument (the "Unpaid Principal Balance ") is U.S. $_ 95,107.79 _, consisting of the unpaid amount(s) loaned to Borrower by Lender plus any interest and other amounts capitalized. 2. Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order of Lender. Interest will be charged on the Unpaid Principal Balance at the yearly rate of _ 4.125 4 / 0 , from April 1 _ 2016 . Borrower promises to make monthly payments of principal and interest of U.S. $_ 460.94 , beginning on the 1st d of f _ May , _ 2016 and continuing thereafter on the same day of each succeeding month until principal and interest are paid in full. The yearly rate of _ 4.125 % will remain in effect until principal and interest are paid in full. If on April 1, 2046 (the "Maturity Date"), Borrower still owes amounts under the Note and the Security Instrument, as amended by this Agreement, Borrower will pay these amounts in full on the Maturity Date. LOAN MODIFICATION AGREEMENT Single Family —Fannie Mae UNIFORM INSTRUMENT Form 3179 1/01 (rev. 4114) (page I of3)